UPMC Health Plan Coverage for Addiction Treatment

Explore UPMC Health Plan’s coverage for addiction treatment, including inpatient and outpatient options, plus mental health support.

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UPMC Health Plan Coverage for Addiction Treatment

Explore UPMC Health Plan’s coverage for addiction treatment, including inpatient and outpatient options, plus mental health support.

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Addiction Centers That Accept UPMC Health Plan

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    Asana Recovery: Drug & Alcohol Rehab In California

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    Costa Mesa, CA
    4.7
    (115 reviews)
    Check iconClaimed
    Asana Recovery has many locations, including the outpatient clinic on Pomona Avenue in Costa Mesa, California. That location is only a 12-minute drive to Balboa Pier at the beach. Their outpatient treatment for adults includes a partial hospitalization program (PHP), and an intensive outpatient treatment program (IOP). These programs are for adu
    View Website (949) 763-4175
    Asana Recovery: Drug & Alcohol Rehab In California has no reviews yet. Leave a review.
    13
    13
    1
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.80 / 10
    4.9
    (581 reviews)
    Check iconClaimed
    All In Solutions Detox in Simi Valley is one of the best ranked inpatient detox facilities in California providing safe, medically supervised care for individuals beginning their recovery from drug or alcohol addiction. As part of the All In Solutions Behavioral Health network, this facility serves as the first step in a full continuum of care. Cli
    Staff is very helpful and will do anything to make your stay more comfortable. You will meet a lot of good people here. All in solutions was just what I needed and if you think you need the help please consider talking to someone here.
    Zach Beer
    1 month ago
    Great facility, was nervous at first but highly recommend
    Matthew Nguyen
    1 month ago
    Entire staff was outstanding in my recovering process and given me a great plan to continue winning each day.
    Elmer Ware
    2 months ago
    The facilities at Divine Detox in Simi Valley, CA 2
    5
    5
    The facilities at Divine Detox in Simi Valley, CA 1 The facilities at Divine Detox in Simi Valley, CA 3 The facilities at Divine Detox in Simi Valley, CA 4 The facilities at Divine Detox in Simi Valley, CA 5
    2
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.71 / 10
    4.7
    (299 reviews)
    Check iconClaimed
    All In Solutions Wellness Center is a treatment facility located in West Palm Beach, Florida. This facility specializes in treating adults who are struggling with co-occurring disorders and addiction. The levels of care offered here are detox, residential, and aftercare programs. As one of the best-rated detox centers in Florida, All In Solutions
    This place was great! From nursing to tachs and therapists. Great food great groups!!!
    PJS
    6 days ago
    Good experience
    Amy Myers
    2 weeks ago
    I was referred to this amazing place. I wasn't sure what it was all about or how the program worked. From the time I arrived I was greeted with genuine people who had my best interest at heart. The tech staff was super helpful and was able to answer any questions I had. A big shout out to Sam, Rob, Della, Mz. D, Ceecee, Fab, Erika and Rebecca and others!!! Thank you all for making my journey to being sober so much easier than I had in my head about it. For anyone suffering from substance abuse, I highly recommend this place. Its time to face up to it, take in everything you learn. I promise you, it is worth it all!
    Michele Sisti
    2 weeks ago
    5
    5
    The facilities at All In Solutions Wellness Center - West Palm Beach, FL in West Palm Beach, FL 2 The facilities at All In Solutions Wellness Center - West Palm Beach, FL in West Palm Beach, FL 4 The facilities at All In Solutions Wellness Center - West Palm Beach, FL in West Palm Beach, FL 5
    3
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.71 / 10
    4.7
    (260 reviews)
    Check iconClaimed
    All In Solutions California was previously known as Adjustments Family Services. They are located in Simi Valley, California. They provide multiple treatment programs for men and women to address dual diagnosis and opiate addiction. Private insurance is accepted. With top-rated Outpatient and PHP programs, All In Solutions Counseling Center Califo
    My experience here was amazing! The staff and curriculum is like no other. They teach you how to live a better life through coping skills and learning emotional awareness. I highly recommend AIS for anyone in Addiction!!!!
    Evan Hymes
    6 days ago
    All in Solutions has been the literal best place to be in recovery. The groups at the facility are large but the staff is amazing. Every single person truly cares about you from counseling, therapy, group facilitators, house staff, even the chef! I will be forever grateful for AIS, Jason, Hepzi, Bethany and everyone that pours there heart and soul into each person's recovery! My only complaint is that the women's house doesn't have an operating grill. But I was able to recover without it :)
    miranda BULOCK
    1 week ago
    The staff here was amazing! I really got the help and support I needed. They are professional, and the house where I stayed was well kept. Hepzi was terrific!
    tyler kaczmar
    2 weeks ago
    The facilities at Adjustments Family Services in Simi Valley, CA 2
    5
    5
    The facilities at Adjustments Family Services in Simi Valley, CA 3 The facilities at Adjustments Family Services in Simi Valley, CA 1

    The Haven Detox – New Jersey

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    Sewell, NJ
    5.0
    (408 reviews)
    Check iconClaimed
    They say that if the idea of a project or a journey intimidates you, you should break it into smaller tasks and do the easy ones first. The problem with addiction recovery is that the first step, detox, is the steepest hill of the journey. That’s why The Haven Detox is here: to level out that hill and give your recovery a smoother, more comfortab
    View Website (856) 259-0959
    The Haven Detox – New Jersey has no reviews yet. Leave a review.
    19
    19
    4
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.66 / 10
    4.7
    (845 reviews)
    Check iconClaimed
    Indiana Center for Recovery offers leading detox and addiction treatment services for adults in Bloomington, Indiana. They provide various treatment services such as detox, outpatient rehab and residential rehab. The facility is accredited by the Joint Commission and has been A Diverse Range of Amenities One of the things I like most about this fac
    Indiana Center for Recovery is an amazing facility that helped me rediscover myself. Transitions between levels of care are a bit rough but the group facilitators are all excellent and if you stay the course and complete the full treatment you won't regret it.
    Karah Schutz
    2 weeks ago
    The staff at ICFR are all very kind and helpful throughout the entire process of being at the recovery center. The facilities are very well maintained and clean. There does seem to be a lack of communication between staff members as there was often confusion when questions were answered. Overall I had a fantastic experience at IFCR and would recommend to anyone seeking treatment.
    Ry
    2 weeks ago
    Place is great. I was in a pretty bad way coming in, and have been for a while, because t feel like I have a new outlook and perspective on sobriety. Staff are caring and helpful. Coursework is current and applicable and the accommodations are comfortable. If you come with an open mind and some willingness you can get what you need.
    Matt Trudo
    3 weeks ago
    31
    31
    5
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.64 / 10
    4.7
    (405 reviews)
    Check iconClaimed
    The Haven Detox in West Palm Beach, Florida, treats adults18 and older who are experiencing addiction issues. They offer a personalized approach to meet you where you are now. They also provide bilingual detox for those who aren’t fluent in English. It’s more than a medical detox, it’s a sanctuary to start you on the path to sobriety. At one
    This place saved my life. I’m a vet who was experiencing life in the dark with non stop negative thoughts all day! After months of drinking daily to get some type of relief it only got worse. No one understood what I was feeling and I thought it was just me. On a drunken binge something in my heart spoke to me, so I googled impatient VA care and came across The Haven! Best decision Ive ever made! 30 days in a feel better than every! Next stop is PHP to continue my journey of recovery. Thanks Haven! 🐜 ANT
    Anthony Walker
    3 days ago
    I had a great experience in my recovery at this facility and would highly recommend this place for anyone. Excellent points of professional level contacts would be the following. Nick V,,, Anthony L, Roni, Ashley L......the medical staff is on hand 24\7 and is extremely caring and the level of care is unmatched. The cleaning staff is the best I've ever seen. ,,,. Deep cleaning daily.. notible techs are Hunter P, ,,,,Harriet,,, Mark,, Matt (man bun),,nesha??,,, these staff members need to be promoted immediately. All in all this is a great facility ran by (Nick V). Everyone related to this facility should count their blessings to be employed by Nick V
    Gary Zelznick
    3 days ago
    This program saved my life. I couldn’t be more thankful for the staff and how much they helped keep me comfortable. I was lucky enough to get 45 days of treatment and I would highly recommend this facility. If you want to get sober, call The Haven Detox in West Palm. You’ve got this! 😎
    Jake
    5 days ago
    22
    22
    West Palm Beach, FL
    4.7
    (386 reviews)
    Check iconClaimed
    Beachside Rehab is a luxury alcohol and drug rehab treatment center that provides detoxification, inpatient treatment, outpatient treatment, and aftercare services to adults aged 18 and older. The detoxification program is a medically monitored program overseen by professionals. individuals have the option of a medicated or non-medicated withdraw
    I have been to rehabs previously, however Beachside was the first rehab where the 12 steps were not a mandated expectation. It was truly a holistic experience, offering sound therapy, reiki, massages, fitness activities and more. The onsite gym, albeit small, offered dumbbells, treadmill, Peloton Bike, and a Nordic Row. I would have preferred if it included a few kettle bells, but overall the extent of the gym was more than I expected. The cafeteria was always clean and well stocked - the chefs were friendly and warm. Whether it was the salad bar or the amazing curated meals, or the classic cheeseburger - the food was never a source of concern for me. The entire staff was outstanding - from the Ops Manager Rasheed, down to every single BHT. House Keeping staff were muy bueno. Kitchen staff, therapists, recreational staff, I could go on and on with lists and praise. I have never felt so heard and so welcomed as I did by the Beachside employees. There were some inequities between the PHP and Residential program, but nothing that caused me any significant concern - just areas where I submitted suggestions to improve processes. I truly am thankful to Beachside for the serenity they provided while I was there and I would highly recommend them to anyone who has a need for Mental Health or Substance Use Rehab.
    D
    1 week ago
    Thanks to the care and support received at Beachside, our family member had an amazing experience and made real progress. We are beyond grateful for everything they did and would highly recommend Beachside to anyone seeking help for themselves or a loved one.
    Richard Naimoli
    1 week ago
    My son who is struggling mightily with alcoholism has been to many rehabs only to relapse which all too often happens with this population and is no real reflection on the efficacy of the program but this time when he relapsed after his time at BeachSide which he loved there was extensive and time consuming effort from many especially Callie to get him back on track. I've tried to not become cynical but it seems many rehabs are just as happy to fill a BED with the next person struggling with addiction than go to the hard work of helping a patient that has relapsed. In the end Beach Sides efforts and family love got him back into treatment where he is currently thriving. Thanks to all who were so supportive
    Chris Pope
    1 week ago

    Never Alone – Adolescent Addiction Treatment Center

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    Hurley, NY
    4.7
    (47 reviews)
    Check iconClaimed
    Never Alone is an alcohol and drug rehab center for adolescents located in Hurley, New York. They provide residential treatment services to help you overcome your addictions and find hope on the other side. Teens experience a lot of changes that can be stressful and confusing. Unfortunately, sometimes this leads them to abuse drugs and alcohol. Lo
    View Website (845) 219-5016
    Never Alone – Adolescent Addiction Treatment Center has no reviews yet. Leave a review.
    29
    29
    7
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.37 / 10
    4.4
    (218 reviews)
    The St. Joseph Institute in Port Matilda, Pennsylvania takes a holistic and spiritual approach to caring for those with addiction, mental health, and dual diagnosis conditions. Spiritual motivation is the centric philosophy of treatment for adults ages 18 to 65. They have residential programs for veterans and for those struggling with chronic pain.
    Very friendly, both peer ran and counselors, in beautiful nature area, trails are gorgeous so is the chapel!! I give thanks to the staff here! All the RAs and counselors oh and don’t forget the nurses! They are all super friendly and supportive
    Jade Viglione
    8 months ago
    St. Joes is an absolute paradise! Such a beautiful place to go and work on yourself. The staff are amazing and the treatment is so productive. They're pulling strings you may not realize to help you!! Thanks to St. Joes I've found me again. He was lost for a long time in the fog of a deep depression, masking that with substance use, I thought he was gone forever. Thank you guys so much for an opportunity to live again, not just exist. If you are struggling and need help, give them a call. They will pick you up and mark will call you everyday until they do to ask how you are doing! I've never been to a more beautiful place that helps you as a whole being, mind, body, and soul! Chuck Rose
    damon rose
    8 months ago
    Absolutely amazing place if you are in jeed of recovery from substance abuse. Amazing staff. Great place to go to get yourself back on the right track. I would recommend this to anyone who is in need of help. They also offer an iop for those that could benefit from it as well
    Paul Hastings
    10 months ago
    St. Joseph's Institute PA 16870
    6
    6
    The facilities at St. Joseph's Institute in Port Matilda, PA 1 The facilities at St. Joseph's Institute in Port Matilda, PA 2 The facilities at St. Joseph's Institute in Port Matilda, PA 3 The facilities at St. Joseph's Institute in Port Matilda, PA 4
    8
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.36 / 10
    4.6
    (244 reviews)
    Vertava Health of Massachusetts–Swift River is a comprehensive drug and alcohol rehab for adults in the Berkshire mountains of Cummington, Massachusetts. They offer dual diagnosis care, medically supervised detox, inpatient, outpatient, and aftercare services. Their primary treatment modalities combine individual, group, and family counseling wit
    Had a great time during rehabilitation
    Luis Rivera
    8 months ago
    This place is amazing! From the community to the staff and the nurses! If anyone needs help with addiction Swift River is the place to be ! Thank you ! Much love Thomas McMaster
    Thomas McMaster
    8 months ago
    Great place great community, great staff, all around great experience
    jeff favreau
    8 months ago
    Vertava Health of Massachusetts MA 1026
    6
    6
    The facilities at Vertava Health of Massachusetts in Cummington, MA 1 The facilities at Vertava Health of Massachusetts in Cummington, MA 2 The facilities at Vertava Health of Massachusetts in Cummington, MA 3 The facilities at Vertava Health of Massachusetts in Cummington, MA 4
    Encino, CA
    4.3
    (88 reviews)
    Restore Health and Wellness Center offers medical detox, residential alcohol and drug rehab, and outpatient treatment for adults in Canoga Park, California. Services include dual diagnosis treatment, medication-assisted therapy (MAT), and holistic treatment such as art therapy, meditation, yoga, and exercise therapy alongside evidence-based modalit
    I didn't know what to expect when I showed up at Restore. I was scared and hating life. I ended up having a great adventure. Did everything run smoothly, no. But you show me a place that does and I will still call you a liar. I met empathetic, warm hearted and determined people who wanted to help me and see me get better. I have been through TX before so I had expectations, but after looking back at my time there, it was exactly what I needed. I am forever grateful that Restore answered the call when I needed help and hope the most. Thank you :)
    Renae Dougherty
    5 months ago
    Restore taught me that relapse isnt failure its data about what needs to change next time.
    Blanca Vaughn
    5 months ago
    My counselor saw my potential when I was at my absolute worst thats real love right there
    boyy Mander
    5 months ago
    The facilities at Restore Health and Wellness Center in Encino, CA 1
    4
    The facilities at Restore Health and Wellness Center in Encino, CA 2 The facilities at Restore Health and Wellness Center in Encino, CA 3 The facilities at Restore Health and Wellness Center in Encino, CA 4

    Indiana Center For Recovery – Alcohol & Drug Rehab Center – Lafayette

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    Lafayette, IN
    5.0
    (9 reviews)
    Don’t just settle for any generic treatment center. Indiana Center for Recovery has a reputation for the most advanced addiction and mental health care in the state — with 10 locations and hundreds of positive reviews online. The team is led by nationally recognized treatment professionals. The programs are built on a foundation of science
    View Website (888) 270-7241
    Indiana Center For Recovery – Alcohol & Drug Rehab Center – Lafayette has no reviews yet. Leave a review.
    3
    10
    Top 10 in UPMC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.29 / 10
    4.7
    (47 reviews)
    Check iconClaimed
    Never Alone is an alcohol and drug rehab center for adolescents located in Hurley, New York. They provide residential treatment services to help you overcome your addictions and find hope on the other side. Teens experience a lot of changes that can be stressful and confusing. Unfortunately, sometimes this leads them to abuse drugs and alcohol. Lo
    I had a great experience with this place , the environment is friendly and everyone was very welcoming
    T'chelle Lockhart
    1 week ago
    A younger family member of mine has gone through here and my experience with this inpatient rehab for youths has been incredibly positive. The leadership team is compassionate, professional, and truly committed to helping the kids succeed. The clinical team is knowledgeable, supportive, and treats each client with dignity and care. The direct care staff go above and beyond every day — they are patient, attentive, and genuinely invested in the well-being and recovery of the youths they work with. You can tell there is a strong sense of teamwork throughout the program, and the environment feels safe, structured, and caring. I’m very grateful for the support and dedication this team provides to both the clients and their families.
    Daniel Schiller
    1 week ago
    As a mental health provider, I feel confident referring patients with substance use challenges to Never Alone. Feedback from former residents consistently highlights the quality of the staff, clinical care, and overall environment. The facility offers a well-rounded program that combines a variety of therapeutic groups with meaningful recreational activities, supporting both recovery and personal growth. I highly recommend Never Alone, both personally and professionally, to anyone supporting a teen struggling with substance use.
    Alexis Lima
    1 month ago
    29
    29
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    Frequently Asked Questions

    Does UPMC Health Plan Cover Addiction Treatment?

    As required by the 2010 Affordable Care Act (ACA) most UPMC Health Plan insurance plans offer mental health and substance abuse treatment along with other medical care. However there are exceptions to the law and every insurance plan is different, so be sure to check with your insurance provider to find out which addiction treatments are covered by your specific plan.

    Most UPMC in network substance abuse rehabs are in Pittsburgh, but there are some UPMC covered rehabs in Maryland and New York.

    If you have a Cigna PPO plan or other out of network plan that has a partnership with UPMC Health Plan, you may have other rehabs available to you as well. Check with your insurance provider to find out which addiction treatments are covered by your specific plan.

    What UPMC Health Plans Are Available?

    UPMC offers individual and family plans through the state Insurance Marketplace and through employers. If you qualify you can also get Medicare or Medicaid plans through UMPC.

    The individual and family plans have several different options. They have Exclusive Provider Organization (EPO) plans, which require you to get care in the provider network but you don’t need a referral to see a specialist such as an addiction counselor.

    They also have Health Maintenance Organization (HMO) plans, which require you to stay in network and to get a referral for specialist care. However, HMOs are often the least expensive on a monthly basis. Finally, a Preferred Provider Organization (PPO) gives you the most flexibility with some out of network coverage and no referrals required. However these plans tend to cost the most each month.

    UPMC Health Plan offers Medicare Advantage (“Medicare part C”) HMO and PPO plans. Medicare plans by UPMC healthcare are called UPMC for Life. These plans provide the same services as regular Medicare, including coverage for addiction care, but they generally offer extra benefits like prescription coverage and vision and dental care.

    Your Medicare Advantage plan will have its own coverage limits and requirements to get addiction treatment, so be sure to work with your doctor and get the referrals and preauthorization you need before you commit to treatment.

    Medicaid plans by UPMC healthcare are called UPMC for You. Like regular Medicaid, these plans cover medical treatment and substance abuse treatment. However, they also cover prescriptions and dental and vision care.

    If you qualify for both Medicare and Medicaid, UPMC for Life Complete Care offers $0 premium fees and $0 copays on medical care and $0 copays for prescriptions. It also offers dental and vision and hearing benefits. Members can get free transportation to healthcare providers and grocery stores along with fitness centers and adult day care centers. There’s also an allowance you can use to buy over the counter products.

    What Inpatient Addiction Treatment Does UPMC Health Cover?

    All insurance plans will focus on covering medically necessary care which is often defined by the treatment plan your doctor creates. It’s also important to verify your insurance and make sure you get a referral or preauthorization if necessary.

    Some of the inpatient drug rehab treatment options that may be included in UPMC Health Plan’s behavioral health insurance policies are medical detox and residential treatment.

    Detoxification is the process of letting substances leave your body. Many times you’ll get medical support to help you move through withdrawal symptoms. This may include medication assisted treatment (MAT). Commonly used MAT medications for treating alcohol or opioid addiction are methadone and buprenorphine along with naltrexone.

    Inpatient treatment takes place in a clinic or hospital and residential care takes place in a non hospital facility and offers a more home like setting. Both options provide around the clock support and care.

    Residential treatment often lasts 28 to 30 days or more. You’ll get a variety of therapy options which often includes holistic approaches like art or music therapy. Inpatient or residential treatment allows you to fully focus on your recovery without any distractions.

    What Outpatient Rehab Does UMPC Health Plan Cover?

    Outpatient programs, including intensive outpatient programs and regular outpatient programs, are available through UPMC Health Plan’s mental health benefits. Intensive outpatient programs typically involve up to nine hours of treatment each week, for between three to six weeks. 

    In a general outpatient program, counseling and education sessions may take place at a clinic or rehab facility. Addiction and relapse prevention education are provided, with individual sessions offered as needed.

    There are multiple types of outpatient care. The most intensive outpatient treatment is a partial hospitalization program (PHP). This is a full day program that offers more than 20 hours of treatment per week. The treatment options are similar to inpatient or residential care.

    At the next level are intensive outpatient programs (IOPs) which typically involve nine to 20 hours of treatment each week, with the hours spread over three to five days. Often 90 days of IOP treatment are recommended. The lowest intensity is general outpatient treatment, where counseling and education sessions may take place at a clinic or rehab facility once or twice a week. Addiction and relapse prevention education are provided, with individual sessions offered as needed.

    Do UPMC Health Plans Have Additional Benefits?

    Part of what makes UPMC Health stand out is the extra benefits members receive. For example preventive services may be free of charge and members can access virtual (telehealth or video) urgent care services to diagnose illness or prescribe medication.

    They also have the MyHealth program that provides free health coaching for weight loss and smoking cessation along with tips on stress management and more. Finally, members can get six sessions of free counseling with a trained counselor through the Life Solutions program.

    Does UMPC Health Plan Cover Methadone & Suboxone (MAT)?

    MAT is covered by most UMPC plans. This treatment uses FDA approved medications to help those with alcohol and substance use disorder during the early recovery period. These medications such as naltrexone and buprenorphine along with methadone and acamprosate ease withdrawal symptoms and help to normalize brain chemistry. This is especially important during medical detox.

    Some individuals only need MAT during the detox process while others need it throughout treatment to help manage cravings to reduce the risk of relapse and decrease the risk of overdose. Longer term MAT is combined with inpatient or outpatient treatment to help you establish long term recovery. Once treatment ends you can taper off the medication support and live a fully substance free life.

    Does UMPC Cover Other Mental Healthcare?

    In 2010 the Affordable Care Act was enacted into law. The ACA requires insurance plans to cover 10 essential health benefits which include mental health and substance use care. As a result most UMPC plans cover mental healthcare such as counseling and crisis intervention. You may get individual or group counseling along with mental health medication.

    The extent of coverage differs from plan to plan. It is important to understand the details of your specific plan before starting treatment so you know whether you need a referral or preauthorization. You’ll also learn what out of pocket costs to expect.

    Individuals with alcohol and substance use disorder often have co occurring mental health conditions. What’s most important in these cases is that you get treatment that addresses both mental health and addiction. That’s the only way to ensure you get the help you need to reach long term recovery.

    Does Addiction Treatment Need to Be In Network?

    Many UMPC plans require you to use an in network provider to get coverage. However some allow you to use an out of network provider although you’ll pay a lot more in out of pocket costs. For example your copayment and deductible may both be higher. Or you might have to pay a percentage of the cost instead of a flat copayment.

    To maximize your insurance coverage it’s best to use high quality in network providers or facilities. To find out whether your plan allows non network care contact UMPC directly. This can be done by calling the phone number on the back of your ID card or by going online to their webpage at UPMC.com

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