UnitedHealth Group Insurance Coverage for Drug Rehab
Discover how UnitedHealthcare covers addiction treatment, including rehab options, outpatient services, and support for mental health.
UnitedHealth Group Insurance Coverage for Drug Rehab
Discover how UnitedHealthcare covers addiction treatment, including rehab options, outpatient services, and support for mental health.
UnitedHealth Group is a global business that provides a variety of health focused solutions. Their UnitedHealthcare company offers health insurance for over 29 million people in the United States. They also have 2.2 million people insured in South America. For folks who are older you can get a Medicare Advantage plan through UnitedHealth. They also have Medicaid plans for lower income folks in multiple states.
Does UnitedHealth Group Cover Addiction Treatment?
There are a lot of treatment options to help you leave addiction behind. Best of all, most UnitedHealthcare plans can help pay at least some of the costs of drug rehab. Back in 2010 there was a law passed called the Affordable Care Act (ACA). The law said that most long term health insurance plans have to offer coverage for specific types of care, and both mental healthcare and addiction treatment are on the list.
There are exceptions to the law, however, so be sure to verify your insurance coverage before you start rehab.
How the coverage works will depend on your specific plan. For specific details about your coverage you should talk to the insurance company. For example, they can help you choose a center that’s part of the network and maximize your insurance benefits.
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⭐️⭐️⭐️⭐️⭐️ Exceptional Care, Life-Changing Experience at Asana Recovery
My journey with Asana Recovery has been nothing short of transformational. Walking through their doors, I wasn’t just another patient entering a treatment center—I was a person in need of compassion, structure, and genuine guidance. From the very beginning, the team at Asana made me feel seen, heard, and supported in a way that very few treatment centers truly deliver.
After just two months in recovery, I was given the incredible opportunity to become a house manager, which was a breathtaking experience. Not only did it deepen my recovery, but it allowed me to support others walking the same path. That chance to step into responsibility and service was life-changing, and it’s something I will always carry with me.
What sets Asana apart is the people. Jonathan and Linda, in particular, are shining examples of what makes this place extraordinary. Jonathan’s ability to connect with individuals on a deeply human level created a sense of trust that allowed me to open up and truly engage in the process. His wisdom, steadiness, and encouragement gave me tools that I will carry for the rest of my life. Linda’s presence is like a beacon—warm, nurturing, and absolutely unshakable. Her kindness and dedication went far beyond a “job”; it was clear she cares about every single person who comes through Asana’s program as if they were family.
And it isn’t just them—the entire Asana team embodies that same commitment. Whether it was the counselors guiding me through difficult conversations, the medical staff ensuring I was safe and cared for, or the support staff who brought positivity into every interaction, each person played an important role in making recovery feel possible. They created an environment that blended professionalism with heart, where structure and accountability were balanced with compassion and encouragement.
I’ve been to other facilities and spoken with countless people who have gone through recovery in different settings, and I can say without hesitation that Asana stands in a class of its own. Their approach is holistic, their community is genuine, and their impact is lasting.
To anyone considering Asana Recovery—whether for yourself or a loved one—know this: you will not just find treatment here; you will find hope, healing, and a family that will walk alongside you every step of the way. I am deeply grateful to Jonathan, Linda, and the entire Asana Recovery team for helping me reclaim my life.
Brad Barton
1 month ago
Amazing residential home! Or at least the one I was at in Huntington beach. Love the food, staff, nd they also helped me get a job towards the end of my treatment!!
I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
Kevin Crawford
1 week ago
Very professional, great counselors, and a very good learning experience. Gave me structure and coping skills. Additionally, the psychiatric counseling was top notch.
Gregory Gheen
3 months ago
When it came to the realization I needed help to overcome my addiction, I ended up choosing to go to Sobermans. I couldn't have been more grateful for this choice and the experience. I can't say enough about the accommodations, setting, and food. However those things mean nothing without the proper staff. The best thing about Sobermans is their people. The care I received from each and every member of staff there was overwhelming. I've since returned for some aftercare and Alumni events, and upon my return, it feels like home. I would highly recommend Sobermans for any man that needs help with addiction or getting your mind cleared. I promise, if you put in the effort that their staff does, you will leave different person!
BEST PLACE EVER. I have tried various other doctors/clinics and none of them even begin to compare to this one. The staff here is absolutely amazing. I can’t even make a single complaint. Dr Son is the best as well. He explains everything and you truly feel like he understands you. I can proudly say this, this place saved my life. If you or someone you know needs help getting off opiates do it right the first time and come here. You won’t be disappointed. If you are specifically struggling with fentanyl please don’t waste your time with other ways. I have tried 6 other methods from lazer therapy to having the earpiece to suboxone. Methadone is the key to our current fentanyl crisis. This clinic makes recovery possible again!
Mason
3 weeks ago
Entire staff was friendly, helpful and supportive throughout the whole process from reception to nurses to counselors
William Maddux
1 month ago
The nurses at the hurst location and also Samantha the receptionist are all so kind and compassionate!! They all go above and beyond the call of duty. They should all be praised for their hard work and their kindness to their patients!!
The program here is like no other. The staff is dedicated to every client. Thank you for saving my life.
Joel
1 week ago
Elevate helped save my son's life! One year ago, I was on a desperate search for a place that would help my son quit drinking. I went online and was so overwhelmed with all the choices! I called a couple places and was not impressed with what they offered.
I prayed to God He would lead me to the right place, and He did! The 3rd place I called, this nice guy named Josh answered, and right away, we connected. I asked questions, he asked questions. What I loved about what he said, was that they did not rely on prescribing a bunch of meds to "fix" my son, but offered an in depth program that included exercise as part of the journey to recovery, and to ultimately learn to not rely on anything to self medicate ever again.
Ding! I knew he would love something like this, and the more Josh talked, the more I wanted to get my son on a plane! Of course, the final decision was up to him, and at that point, he was ready for a major change, and trusted my judgement. Thank God!
Within days, my son was up north and that was the beginning of his new life because today marks his ONE YEAR from not having a drop of alcohol! In fact, he liked Elevate so much, he stayed up there, trained heavily for 3 months, and is now an employee who helps counsel new clients. He earned Employee of the Month last month and I couldn't be more proud of the hard work he did and does for himself.
I can't thank Elevate enough for the part they played in his recovery. It was divine intervention and I'm so grateful he chose himself and continues to live out his purpose. Thank you to the team at Elevate!
Sheree Roozen
2 weeks ago
Elevate helped my find out how to believe in and to love myself—now sobriety seems actually sustainable. I’m not sure what I would have done without this place, and I’m glad I never have to find out.
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I want to thank everyone all staff at avenues you saved my life I'm moving up im going to spark a step up not down and just want to thank everyone.
Todd Blevins
1 week ago
Great Facility Very much recommended!
I've personally been in other treatment facilities and Avenues is by far been the most helpful in my recovery and treatment. Staff and over all atmosphere has been the absolute best.
my experience at legacy was a beautiful one very beneficial. Everyone including staff was very respectful and welcoming . Be here at legacy definitely help me see life in a whole new way they gave me the tools and weapons to start this new journey of mine Thank You
Abdul Kareem
3 weeks ago
Legacy is a great experience! Great therapist (Kelly) very helpful and supportive! Very great place!!
Warner Whitehead
3 weeks ago
Legacy is amazing, very welcoming and comforting. Jack is the Best, I could name many great people(Staff) from Jess, Andrew, Shelly, Terrance, Ed, Matt... The list goes on. I have had the best experience & not to forget You wouldn’t have legacy without Melissa. The way classes are organized from instructors to the scheduling she is on top of it.
I gave five stars because Legacy is 10 star material. Legacy has made New Jersey my home!!
Not to forget the amazing instructors like Mark, Denise, David, Darryl, William, Alaina, Amber… all of them are amazing. If you’re looking for change look no further.
Thank you for the wonderful experience.
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The facility, staff and overall program was first rate. I cannot recommend Discovery Point enough to those seeking help with learning to control an addiction and living a clean healthy life.
Jim Heitz
1 month ago
I don’t even know where to begin. This treatment center is truly changing lives. My husband attended their program during one of the hardest times our family has ever faced, and I can confidently say they gave us hope and confidence in his recovery.
From day one, the staff treated him with compassion and dignity. They weren’t just professionals—they were caring, patient, and truly passionate about helping people rebuild their lives. The counselors went above and beyond, not just helping him work through addiction, but helping him rediscover who he is without it.
What meant the most to me as a spouse was how they kept family involved and supported throughout the process. I felt heard and understood. This wasn’t just treatment—it was transformation.
Christi Singleton
2 months ago
Discovery Point is an amazing place. I’ve only been here for a week, but it already feels like home. A pool, nice gym, great staff, and amazing chefs. Drew (chef) on top of her great cooking, is so positive and always smiling, and Star makes the best desserts - we even get desserts at breakfast when she’s here!! At the support staff and nurses are so kind and patient.
So if you need a place to heal and recover from your addiction issues - this is the place:)
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Centered in beautiful Carbondale, CO, Jaywalker Lodge offers an extended continuum of care and the “Open Community Model of Care”, with a strong focus on the 12-Step philosophy, plus a stellar staff offering client as well as family, care and support. All of this contributed to my decision to offer this gift of recovery to my son. What a special gift of serenity it became.
Therese Porter
1 week ago
i am a 55 yo male with a history of 40 years of alcoholism/opiate/meth addiction. because of the experience at jaywalker i now enjoy a new lease on life. currently 15 months sober. i made life long friends and enjoy a job i never would've considered working at before my recovery. i attended 3 recovery centers before i arrived at jaywalker and it is by far the best.
d.f. mac dougall
1 week ago
Jaywalker Lodge saved my life. The open community model is exactly what I needed so I didn’t feel like I was just locked away. Through Jaywalker I was able to build an amazing life I had no idea was possible.
I had the most amazing experience of my life! WWR saved my life in many ways. I tackled multiple addictions and took advantage of every service they offer (which there are many!). The counselors and recovery advocates are incredible. While I now have the tools to go back to the real world, I will miss this place in my soul. I would recommend WWR to anyone needing to face addiction or any other mental challenge.
Marsha Baker
2 weeks ago
Windmill is set amongst a beautiful scenery of trees and deers, that enables peace of mind and a healing quietness for the spirit. This serene atmosphere grows and shines in the people living there and the ones there providing us support through their smiles and patient caring for each other. I was able to learn again what it felt like to be human, sane, and a part of something. Fellowship being the heart of the strength built, I walked away with a community that stands as an army ready to fight together. You will be empowered. It works if you work it. As the windmill keeps turning, so shall we!
Annemarie
3 weeks ago
To say I can't give enough stars for Windmill Wellness Ranch would be a true understatement. This place saved my life brought me back my happiness and gave me the tools for a beautiful future. The staff at Windmill have real life experience and top-notch education to help the struggling no matter what you are struggling with. They really pay attention to you and your situation. They do an excellent job placing you, from your roommates,to your process group, your therapist and recovery coach. That being said if you feel it is not working they will work with you to make you feel comfortable. I've never felt like I've truly fit in in my whole life. I've always felt like the oddball out.Here I found my tribe and We are doing this new happy exciting life sober!!!
When my younger brother finally decided to seek help for his alcohol addiction, I spent countless hours researching treatment programs. From the moment I came across the website for Tree House Recovery PDX, I knew this was something special. A truly unique program that stood out from every other rehab facility I had seen.
Tree House’s focus on building a brotherhood grounded in mutual respect, compassion, and empowerment immediately resonated with me. My brother had spent years feeling isolated and disconnected, and I knew this kind of community could give him the sense of belonging he’d been missing.
The combination of strength training and mindfulness yoga was unlike anything I had come across before. Replacing harmful habits with physical strength and mental resilience was exactly what my brother, once an athletic, active teenager, needed to reconnect with a version of himself that existed before alcohol took hold.
The program’s one-on-one, group, and writing therapy, combined with the educational classes on the mechanisms of addiction, make it one of the most well-rounded and thoughtful approaches to recovery I have ever seen. In just three months, the transformation in my brother has been remarkable, not only in his body but in his voice, his confidence, and his spirit.
Tree House has given him tools to cope with disappointment and setbacks, develop healthier reasoning skills, and rediscover the strength that comes from brotherhood, from leaning on and lifting up others walking the same path. He’s learned how to have fun without substances and surround himself with people who genuinely care about his well-being.
Initially, I worried Tree House might not be an option for us financially. But then I saw the words at the bottom of their website:
“We strive to make sure that Tree House is an option for everyone.”
It felt like they were speaking directly to me.
When I reached out, Matt was incredible. He listened with genuine compassion, spoke with both my brother and me, and over the next week and a half worked tirelessly with the team, including the program director and finance department, to make sure my brother could be admitted. He arranged detox admission, transportation, and housing. Thanks to Matt, Brandon, Emma, Esther, and Rob, my brother was given a real shot at recovery.
Tree House Recovery PDX hasn’t just helped my brother get sober, it has transformed his outlook on life. He’s now enrolled in school, exploring meaningful work, and, most importantly, has hope again.
Our family will forever be grateful to the entire Tree House team for their compassion, creativity, and unwavering belief in the potential for change.
Elizabeth Gary
1 week ago
Our lives we had built over almost 40 years together were failing. We were scared, we were desolate and drowning, our family was tapped out, ashamed of our choices and finally desperately seeking help from anyone that would listen. No one was listening. We had waited too long thinking it was no problem, not really, we weren’t like “those people”, we knew that we could quit, he hadn’t relapsed he had had surgery and a month long hospital stay, we would easily just get a job, move in with family till we were on our feet, we’d done it many times before, he had been sober 17 out of 25 years, snap no worries….. we were so wrong about it ALL. Weeks later and my husband had been in detox for around 10 days in Eugene, the farthest place away my boys could find that would take and keep him, I had been making as usual, call after call, text chat after text chat, day after day, page after page, talking to each rehab, each place that said no, sent by them always to try another few and when they said no the search online would lead me to more. All of them said no for whatever reason, mostly full beds and even if there were available beds, they wouldn’t take our insurance since the Covid exceptions are all expiring. Or they would take our insurance but only for detox which he is already in. The luxury, lol, rehabs all offered self pay ofcourse, thousands upon thousands and we had no money. I had almost given up any hopes we once shared and I got a text back from someone. Not wanting to hear no again after pouring out our story through tears, I was frustrated and angry and I got to the point, “do you take our insurance or not?” No answer but they said I’d be chat contacted soon. Sure. Sure. Then I was, his name was Matt from Tree House Recovery, and he listened. I couldn’t believe he listened. My husband is 60, he is lost. I am lost. Matt gave me hope. Tree Houses Website and videos and links to YouTube gave me hope. Matt asked me if My husband was tired of self medicating and being in life long pain, were our lives unmanageable, were we on the bottom. We were way past that and we were going to die. He still was listening. We have nothing but we will give anything just to have a chance. Matt fought for us, fought for that chance, and through the Grace of God and everyone involved at Tree House, his chance at a NEW LIFE, his DAY ONE there, is this week. I promised to get my husband to the door, any door that said yes, he had to walk through it….. thanks to Matt listening and truly caring he is, and he will learn, and grow and rebuild his mind, body and spirit one minute, one hour, one day at a time. Our family is grateful and humbled and blessed. Thankyou isn’t enough.
Kirby
3 weeks ago
Witnessing a loved one hit rock bottom is a scary and heartbreaking experience, especially when you hadn’t realized they were struggling with addiction. Then having to suddenly research treatment facilities was a raw mix of emotions. Thankfully we found Tree House Recovery PDX to help guide our entire family through the treatment journey, starting with my brother who was struggling with alcoholism.
Tree House Recovery PDX is a holistic addiction treatment program for men. When first visiting their site, I immediately noticed their empowering voice mixed with an emphasis on team-focused, complete recovery — not to mention MMA, Yoga, and Writing Therapy. Tree House treats the mind, body, and spirit for sustainable recovery, by building strength through fitness, addiction education, writing, 1:1, group sessions, etc. The more we learned about their holistic approach, the more we were ready to contact an admissions counselor — and ultimately my brother made the decision to enter the program.
Privacy is of the utmost importance at Tree House Recovery PDX, so I don’t want to disclose too much, but know that the entire team treats everyone with care, respect, and professionalism. Clinical Director Karen Willock's monthly family group sessions were particularly impactful, and Nevin Andrews was incredibly responsive and kind throughout my brother’s 5-month treatment. Everyone continues to be supportive, too.
As a family member of a program graduate, I would wholeheartedly recommend Tree House Recovery PDX.
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Frequently Asked Questions
What Insurance Plans Does UnitedHealth Group Offer?
You can find UnitedHealth plans in every state except New York. They have many different plans to help their members access healthcare.
In the United States individual and family plans are provided in three primary kinds of insurance plans. They are Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), and Exclusive Provider Organizations (EPO).
A PPO gives you maximum flexibility which is important. It also has the most expensive premium. PPO plans often provide out of network benefits, which means you can go to any facility you want. However, the insurance will cover less of the cost and you will cover the rest. That’s why it’s a good idea to find a provider in the network if possible.
An HMO is the least expensive monthly, but you can only use network doctors and facilities. Overall, United Healthcare works with over 1.3 million doctors and 6,700 hospitals and facilities, but your specific plan will have a smaller network focused on your local area. You’ll need to have a designated primary doctor and have them give you referrals for specialized care, which includes drug rehab.
An EPO requires you to choose in network doctors and facilities, but what I like about these plans is that you don’t need a referral to see a specialist. That means you have more flexibility about where and when you get the help you need.
UnitedHealth has insurance policies in almost every state. Make sure you fully understand your coverage. That will allow you to get the help you need while maximizing your insurance benefits.
United HealthCare also provides certain Medicare plans. Medicare Advantage through UHC includes the same benefits as Original Medicare and usually has a prescription benefit. The plan may also offer vision and dental coverage along with free fitness memberships and more.
Both Original Medicare and Medicare Advantage plans have premiums and deductibles along with other out of pocket costs like copayments or coinsurance. One advantage of Medicare Advantage plans is that they often have set copayments instead of having you pay a percentage of the bill. This ensures you know what to expect and that there are no great surprises when you receive your healthcare bills.
With Original Medicare you can see any participating Medicare providers or facilities in the United States. With Medicare Advantage, you may be required to see providers or seek care with in network providers only. There are exceptions in cases of emergency or urgent care situations.
UnitedHealth also offers Medicare Supplement plans which are known as Medigap. Medigap is a supplemental insurance plan that helps you pay some out of pocket expenses such as your coinsurance. These plans are meant to help Medicare be more affordable.
For people with special needs UHC offers a Medicaid plan called Dual Eligible Special Needs plans (D SNP). This type of plan offers participants additional coverage because it allows for individuals to be covered under both Medicaid and Medicare if they meet eligibility requirements.
They also offer Medicare Part D which is a plan for prescription medication coverage.
United HealthCare offers Medicaid plans to lower income individuals and families in specific states. For qualifying children and adolescents, they offer a medicaid plan called Children’s Health Insurance Plan (CHIP).
Medicaid generally offers coverage for addiction treatment but you need to find a provider that accepts Medicaid coverage. Each state has its own state and county funded programs that may accept this insurance plan and often you can get care for $0 or a very low fee.
What Inpatient Rehab Does UnitedHealth Group Offer?
Inpatient rehab is a covered service for many with United Healthcare but you should verify your mental health benefits before obtaining services. You might have to have documentation of medical necessity and it’s important to know which providers and facilities are in network for your plan.
Medically supervised detox can be done in an inpatient hospital setting or residential rehab facilities. During medical detox individuals with alcohol and substance use disorder receive close medical supervision from qualified professionals and may receive FDA approved medications to ease withdrawal symptoms and prevent potentially serious health complications.
This type of treatment is especially beneficial for those with serious addictions especially when the addiction is to alcohol, barbiturates and/or opiates. Detox can last anywhere from a few days to several weeks with the average completion time of 5 to 14 days. After completion of medical detox individuals typically enter inpatient rehab or outpatient treatment.
Inpatient or residential rehab centers include individual and group therapy in a structured setting with 24/7 support. In some programs you can continue with a longer term medication assisted treatment (MAT) depending on your unique needs. Many inpatient programs also use other therapy methods such as music and art therapy along with holistic treatment options such as massage and yoga.
What Outpatient Addiction Treatment Does UnitedHealth Group Offer?
Most UnitedHealth plans cover outpatient alcohol and substance abuse treatment for members. Coverage and plans differ so it is important to check the benefits summary for information on what is covered and determine if in network providers must be used or if prior authorization is required.
Outpatient treatment options such as a partial hospitalization program (PHP) and intensive outpatient along with medication assisted treatment are options that can help you on your recovery journey.
Some outpatient care is more intensive and other programs are less so. A PHP is a full day program that’s similar to residential care except you don’t live at the facility — you go home at night. A PHP is not the right approach for everyone so it is important to discuss options with your healthcare providers to understand what is right for your treatment plan.
The goal of a PHP is to help with sustained recovery and prevent relapse by helping individuals improve coping skills, develop a relapse prevention plan and put together a community support system.
An Intensive Outpatient Program (IOP) is often the next step in recovery once residential or PHP treatment is completed. Understanding that early recovery can be difficult an IOP offers individuals intensive treatment including nine or more hours of treatment per week and a structured plan for recovery. You might also be able to receive MAT during treatment.
The goal of IOP is to help individuals prevent relapse and to develop coping strategies and behavioral change. They also help you establish or re establish support systems. Individuals participate in individual counseling and group therapy sessions and may include vocational training and case management services.
Medication-assisted treatment (MAT) is a form of treatment available for alcohol and opioid addictions. With this form of treatment FDA approved medications are combined with other therapies to treat substance use disorders. United HealthCare plans may cover expenses for any prescription medications that are required for your addiction treatment such as Suboxone or methadone. The specific plan determines how much you’ll have to pay out of pocket.
Keep in mind you may need a referral to a MAT program to get insurance coverage, and your doctor might need to preauthorize the care with the insurance company before you begin.
Can I Travel Out of State for Treatment With UnitedHealth Group?
The type of UnitedHealthcare policy you are enrolled in will determine whether or not out of state care is covered.
Some insurance plans require that members only see providers or use facilities and healthcare systems that are in their network. For those plans, you would not be able to travel out of state unless the other state had in network providers for your specific plan. For example most UHC Medicare Advantage plans are HMOs and will not cover out of network services.
Again, it is important to know your policy. Utilizing the UnitedHealthcare website or calling and speaking with a representative can help clarify any questions about covered benefits.
How to Verify Coverage With UnitedHealth
There are multiple ways to verify UnitedHealthcare coverage. You can call the number on the back of your member card and speak with a representative about coverage and also ask any questions you have about providers or required documentation. Members can go to the UnitedHealthcare website to verify coverage and find providers.
For many, a treatment center you’re interested in can offer assistance in verifying active insurance. They can let you know if your doctor needs to send a referral or ask for preauthorization. Because UnitedHealthcare offers so many different types of health insurance programs in many states it is important that you have the specific name of your plan available when verifying coverage.
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