MultiPlan Health Insurance For Addiction Treatment

Discover MultiPlan’s addiction treatment coverage options. Verify your benefits and get the support you need for recovery today.

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MultiPlan Health Insurance For Addiction Treatment

Discover MultiPlan’s addiction treatment coverage options. Verify your benefits and get the support you need for recovery today.

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Addiction Centers That Accept MultiPlan

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    SOBA New Jersey Drug & Alcohol Rehab

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    New Brunswick, NJ
    4.9
    (518 reviews)
    Soba New Jersey is a drug and alcohol rehab center located in New Brunswick, New Jersey, in Middlesex County. They provide alcohol and drug rehabilitation using evidence-based care. The addiction treatment center provides a variety of levels of care with the understanding that recovery is possible when you receive the right treatment. During your i
    View Website (732) 844-8468
    SOBA New Jersey Drug & Alcohol Rehab has no reviews yet. Leave a review.
    11
    11
    The facilities at Soba New Jersey in New Brunswick, NJ 5
    1
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.90 / 10
    5.0
    (17 reviews)
    Soberman’s Estate, located in Cave Creek, Arizona, is an alcohol and drug rehab center that provides addiction treatment services to adult men, professionals, and public figures. They are a discrete, luxury rehab for individuals aged 30 to 80 years old. This location caps their treatment center at ten men at a time. As one of leading inpatient re
    Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and worked better than I expected. The staff is remarkable - professional, considerate and genuinely caring. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined. I feel confident, secure and grateful for my new life. I have reconnected with my family and friends. Thank you Soberman.
    George B.
    9 months ago
    Yes, very professional staff, treatment, therapist, chefs were good! even the home cook did the best she could, and loved the horses of Course! Saturday morning hiking was fun to explore the trails of the nearby mountain area!
    John E Williams
    9 months ago
    I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
    Kevin Crawford
    9 months ago
    Soberman's Estate
    5
    5
    The facilities at Soberman's Estate in Cave Creek, AZ 1 The facilities at Soberman's Estate in Cave Creek, AZ 2 The facilities at Soberman's Estate in Cave Creek, AZ 3 The facilities at Soberman's Estate in Cave Creek, AZ 4
    2
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.78 / 10
    4.9
    (352 reviews)
    Recovery Unplugged Nashville Drug & Alcohol Rehab is a private luxury addiction treatment center located just south of Nashville, in Brentwood, Tennessee. They offer several levels of care, including medication assisted treatment (MAT), residential treatment and behavioral telehealth. Adults with dual diagnoses and substance use disorders are welco
    RU is amazing. The staff here is phenomenal and they truly care. I truly love Becca, Teigan, Ellie, Bailey, and will. They’re all so good at making people feel like they can do whatever they set their minds to and accomplish their goals!
    Logyn Street
    1 month ago
    I checked myself in for alcoholism and opiate abuse. I was drinking so much I was falling and hurting myself and ruining my marriage and on a path to possibly loosing job and even land myself in jail. I was miserable and at rock bottom. Once there after the detox period i started attending group therapy sessions, individual therapy session’s sessions, and working with the techs to become involved in my recovery process. First 5 days i was detoxing and once that was over i got super involved in the program and day by day got better each day. I received excellent nursing and medical provider support. I had amazing group therapy sessions. I was fed delicious meals every day. I had a great case manager and had a primary therapist who was absolutely perfect. The staff was absolutely first class and my treatment started me on a successful path to recovery. This place literally changed my life. They took care of my every need physically, mentally, and emotionally. I highly recommend if you need help for addiction this is where you need to be.
    John Abbott
    1 month ago
    This place has changed my life. I have been to rehabs before but I felt like this place is where I would get clean for the last time since i walked in the doors. The music assisted therapy was perfect for me and the staff is all amazing. The groups are really beneficial and really got down to the core of why i turned to drinking every time something upset me. I felt like they really listened to me and i felt heard and seen. I am excited to continue on with alumni and events and life long friendships.
    Kaylee Harris
    1 month ago
    The facilities at Recovery Unplugged - Nashville in Brentwood, TN 2
    5
    5
    The facilities at Recovery Unplugged - Nashville in Brentwood, TN 1 The facilities at Recovery Unplugged - Nashville in Brentwood, TN 3 The facilities at Recovery Unplugged - Nashville in Brentwood, TN 4 The facilities at Recovery Unplugged - Nashville in Brentwood, TN 5
    3
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.74 / 10
    4.8
    (453 reviews)
    Check iconClaimed
    All In Solutions Counseling Center is a mental health and addiction clinic in Cherry Hill, New Jersey. They provide outpatient addiction treatment and mental health care. They offer options like an intensive outpatient program, a partial hospitalization program, and medication-assisted treatment. All In Solutions Cherry Hill Drug & Alcohol Reha
    Great experience great staff
    Alex Pingitore
    1 week ago
    God bless everyone in this facility! They saved my life. Before coming here I was hopeless and depressed from my alcoholism and saw no way out. I initially agreed to 21 days but completed 115 days after seeing how beneficial the work they were doing for me TRULY was. I’d recommend this to any and everyone seeking help. If you’re debating about this place, COME! Experience this for yourself.
    tiahnie gibbs
    1 week ago
    My time spent here was fantastic! Staff were amazing was the best decision and experience I have ever made and had. Highly recommend this place if ur looking for recovery it starts here.
    Gregory Kinder
    1 week ago
    4

    Banyan Palm Springs

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    Cathedral City, CA
    4.7
    (296 reviews)
    Check iconClaimed
    Banyan Palm Springs is a luxury addiction recovery center ensconced in the serene, tree lined community of Cathedral City, California. They offer a complete continuum of care to support your success at every stage of the recovery journey, from medical detox to inpatient treatment to outpatient and aftercare. Banyan Palm Spring’s expert clinici
    View Website (561) 220-1814
    Banyan Palm Springs has no reviews yet. Leave a review.
    9
    9
    4
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.73 / 10
    4.9
    (176 reviews)
    Footprints To Recovery – Colorado is a drug and alcohol rehab located in Centennial, Colorado. They provide outpatient addiction treatment. Addiction-related services provided at Footprints to Recovery include an intensive outpatient program, a partial hospitalization program, and a basic outpatient addiction treatment program. Partial Hospitali
    The staff truly cares about their patients and provided care that met my needs. The whole program exceeded my expectations and I can't thank everyone enough for the impact they made on my life and mental health. Deciding to seek treatment was not an easy thing for me but I am so glad I chose Footprints to Recovery. It wasn't all just sitting around doing therapy all day and we got the chance to do yoga, art and music therapy, and also go outdoors with Adventure Recovery. If you are considering treatment I highly encourage you to invest in yourself and give Footprints a call!
    Collin Cook
    3 months ago
    Footprints was an absolutely stellar facility to go to after completing inpatient addiction treatment. The staff were all very patient and understanding during my biggest ups and downs during treatment, and I never felt any judgement even at my lowest points. Recovery is such a serious rock to carry but the groups and providers helped me collect the tools necessary to be able to tackle this journey on my own. The nursing team was incredibly helpful in finding me medications that are actually helping my mental health and addiction cravings. I've had more success in the three months I got to share with Footprints than the years I've worked with my primary care and therapist. Andrew with case management is hilarious and hugely helpful with resources and managing work and life alongside treatment. Anika is an incredible therapist and I am sad to leave her care, but know she will continue to do amazing things for other clients. If you are struggling with any substance abuse, I highly recommend seeking help with Footprints. They will absolutely get you back on your feet.
    Hailee Burdette
    4 months ago
    Was able to get the help I needed. Brought my family back together and got the tools necessary to stay sober. Mental health has been restored. The staff and everyone were very friendly and very relatable.
    Dylan Reeves
    4 months ago
    The facilities at Footprints To Recovery - Colorado in Centennial, CO 1
    4
    The facilities at Footprints To Recovery - Colorado in Centennial, CO 2 The facilities at Footprints To Recovery - Colorado in Centennial, CO 3 The facilities at Footprints To Recovery - Colorado in Centennial, CO 4
    5
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.70 / 10
    4.8
    (21 reviews)
    This facility offers leading outpatient addiction treatment, recovery coaching, and medication-assisted treatment for adults. Through an intensive outpatient program or an outpatient program, participants engage in individual and group therapy that helps get to the root of addiction and relapse prevention skills. Outpatient support groups allow you
    As a family member, I cannot say enough wonderful things about Mountainside Treatment Center in Huntington. From the very beginning, the staff treated both our loved one and our family with compassion, respect, and genuine care during an incredibly difficult time. The communication throughout the process was thoughtful and professional, and it was clear that everyone involved truly wanted the best possible outcome. Mountainside provides best-in-class treatment in a safe, supportive, and welcoming environment. Knowing our loved one was in such caring and capable hands gave us comfort and hope when we needed it most. We are deeply grateful for the support, guidance, and dedication of the entire team. Highly recommend.
    Adriana Popa
    2 months ago
    Going to Mountainside in Huntington was a life changing experience. I could not recommend it more!
    Violet White
    11 months ago
    As a clinical social worker running a local group practice, I regularly collaborate and refer clients to Mountainside Treatment Center. Their staff has always been exceptional, especially Courtney Hulse and Dan Sexton, who go above and beyond in tailoring their treatment plans for each client and family. Mountainside serves as a tremendous resource, providing quality substance abuse treatment that is critically needed here on Long Island. We are enthusiastic about continuing to work with Mountainside to best serve our community and families. Thank you for all you do Mountainside. Highly recommend!
    Gordon Gooding
    2 years ago
    Mountainside Treatment Center - Huntington NY 11743
    4
    The facilities at Mountainside Treatment Center - Huntington in Huntington, NY 1 The facilities at Mountainside Treatment Center - Huntington in Huntington, NY 2 The facilities at Mountainside Treatment Center - Huntington in Huntington, NY 3
    6
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.69 / 10
    4.8
    (72 reviews)
    Symetria – Hurst Outpatient Rehab and Suboxone Clinic in Hurst, Texas, is a private drug rehabilitation clinic for adults. One of the best outpatient rehab centers in Texas, Symetria offers various withdrawal medications to help clients get started with their recovery journey. You’ll also have access to treatments such as the intensive outp
    Symetria is like a second family for me now and Mrs. Debrah , who runs the center is always awesome and also Mrs. Callie is my counselor and a great one at that! Come to Symetria if you need help you’re not alone they will treat you like your one of them.
    Krystina Hubbell
    1 month ago
    Symetria is a great place and it can really help you get better.
    Trevor Stewart
    1 month ago
    Symetria in Hurst is full of loving and caring individuals who go above and beyond helping you in any way you need while navigating your best self, if you're slightly thinking about checking it out, I highly reccomend it, will change your life for the better!!!
    Vernon Godsey III
    1 month ago
    Symetria Recovery - Hurst TX 76054
    5
    5
    The facilities at Symetria Recovery - Hurst in Hurst, TX 1 The facilities at Symetria Recovery - Hurst in Hurst, TX 2 The facilities at Symetria Recovery - Hurst in Hurst, TX 3 The facilities at Symetria Recovery - Hurst in Hurst, TX 4

    Able2Change Orange County Drug & Alcohol Rehab

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    San Juan Capistrano, CA
    4.4
    (53 reviews)
    Able to Change Recovery is in San Juan Capistrano, California. It’s a drug and alcohol rehab center for adults and young adults. The program offers residential care, partial hospitalization, intensive outpatient, and aftercare programs. Residential care is a minimum of 28 days. You’ll have 24-hour supervision, assessments, individual and
    View Website (866) 225-3260
    Able2Change Orange County Drug & Alcohol Rehab has no reviews yet. Leave a review.
    Able to Change Recovery - Rancho Viejo Road CA 92675
    7
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.60 / 10
    4.8
    (473 reviews)
    Ashwood Recovery – Outpatient is part of Northpoint Recovery, a company dedicated to helping people break free from addiction. Since their inception, they’ve opened several rehab locations across the Pacific Northwest. This outpatient addiction center is located in Boise, Idaho. They also offer treatment at this location for individuals with a
    I can’t speak highly enough about Ashwood Recovery. They truly helped save my life. Every group session and every exercise they had us complete was integral to my recovery. Heather and Shiloh were my primary counselors and they helped guide me during my most difficult times. Romana and the rest of the front desk staff always made me feel welcome as well. I made life long connections with people and am eternally grateful for their support. THANK YOU ASHWOOD!!!
    Emilio Ramirez
    2 months ago
    Life changing experience for me. If someone wants to change for the better i recommend Ashwood for php or intensive out patient. Great place to continue working on oneself for continued sobriety.
    Ryan
    3 months ago
    Amazing counselors and friendly community. You truly feel like you belong and are very cared about.
    Carrie Sosa
    3 months ago
    Ashwood Recovery at Northpoint - Boise ID 83704
    6
    6
    The facilities at Ashwood Recovery at Northpoint - Boise in Boise, ID 1 The facilities at Ashwood Recovery at Northpoint - Boise in Boise, ID 2 The facilities at Ashwood Recovery at Northpoint - Boise in Boise, ID 3 The facilities at Ashwood Recovery at Northpoint - Boise in Boise, ID 4
    8
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.60 / 10
    4.6
    (121 reviews)
    Wasatch Crest Treatment Services has a men’s facility in Heber City, Utah. It provides an extensive range of programs for guys with addictions to drugs, alcohol disorders and co-occurring mental health disorders. They have detox and various residential and outpatient programs. Their campus is set in a mountain landscape with 14,800 square feet. I
    I will forever be grateful for Wasatch Crest. They literally saved my life! They have done for me what I once believed was impossible. They gave me hope of a new life, free from substance abuse and relief from overbearing mental health issues. I personally want to thank both Jim and Nicolette Huffman for not only opening their doors to me within residential treatment, but also for believing in me and not giving up on me. They both really do care, are highly involved and truly develop love for each and every client who is fortunate to admit into the program. Wasatch Crest has one of the best clinical teams I have ever encountered, especially my therapist Rick Buxton CMHC. All of their staff was welcoming, helpful and professional. If you are looking for a residential treatment facility that is safe, filled with numerous therapeutic activities and specializes in trauma, Wasatch Crest is the place to get into. Thank you again for all this program has done for me. Respectfully, Derek P. Wasatch Warrior Alumni
    Derek Perkins
    1 month ago
    This was my first time in residential treatment. I’ve struggled with alcohol/addiction for the majority of my life. I found real help here (for my mental health as well). I found real people here. It was honestly some of the best weeks of my life. If any of my family or friends are struggling with drinking/using I will refer them here. This is a special place. A place that fosters cultivation of real personal growth. I’m currently in their IOP program after graduating residential, and it’s excellent aftercare. This place changed my life. Of course it came with challenges; but the environment, culture, and staff here are all great. I’m the one who had to commit to recovery, but this is the place to do it.
    Jordan Drumiler
    2 months ago
    I don't even know where to start... In my darkest of times, when I felt so lost, hopeless, and worthless and I felt like the world was better off without me, I walked into these doors. And it felt like home. I felt warmth, love, and a sense of security. I had people surround me, and walk with me through some of the worst things in my life. And they showed me how to look inside and find what it was at my core that had left me feeling so empty. They showed me how to fill it with self love, forgiveness, understanding, and confidence. And I have used every moment of my time there as stepping stones and a foundation in everyday of my life since. I truly wouldn't be alive today without this place and all of the staff.
    Cursti Baxter
    2 months ago
    The facilities at Wasatch Crest Treatment Center in Heber City, UT 2
    3
    The facilities at Wasatch Crest Treatment Center in Heber City, UT 1 The facilities at Wasatch Crest Treatment Center in Heber City, UT 3
    9
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.57 / 10
    4.7
    (293 reviews)
    Plymouth House is a drug and alcohol addiction recovery center in Plymouth, New Hampshire. The Plymouth House is a retreat that serves adult clients with a process rooted in health in the 12 step program utilized by Alcoholics Anonymous. They are a private facility with residential amenities. Plymouth House sits on 60 private acres near the Whi
    Honestly the Plymouth House changed my life. My whole outlook has taken a complete 180 for the better.
    Pete Bucciaerlli
    3 months ago
    The Plymouth House is amazing. They saved my life. The staff is so compassionate and caring. I can't say enough good things about this beautiful place. I highly recommend Plymouth House😊
    Lori Clark
    4 months ago
    The place is great but they don't do mat. I would have stayed long term but I've been on subs for 10+ years. When struggling to get sober one should not have to struggle with medication in order to receive treatment. This is my opinion. Other than that it's a great facility.
    A A zazeal
    4 months ago
    5
    5

    Asana Recovery: Drug & Alcohol Rehab In California

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    Costa Mesa, CA
    4.7
    (116 reviews)
    Check iconClaimed
    Asana Recovery has many locations, including the outpatient clinic on Pomona Avenue in Costa Mesa, California. That location is only a 12-minute drive to Balboa Pier at the beach. Their outpatient treatment for adults includes a partial hospitalization program (PHP), and an intensive outpatient treatment program (IOP). These programs are for adu
    View Website (949) 763-4175
    Asana Recovery: Drug & Alcohol Rehab In California has no reviews yet. Leave a review.
    13
    13
    10
    Top 10 in MultiPlan
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.55 / 10
    4.8
    (317 reviews)
    Spring Hill Recovery is a luxury alcohol and drug rehab on a 70 acre campus in Ashby, Massachusetts. It’s a coed program with separate male and female residences. They treat adults 18 years and older. Here at one of the leading women’s rehabs in Massachusetts, most of the day in their program is structured with therapeutic activities. They
    Spring Hill has been a life changing experience for me. The staff were kind, caring and professional. Groups were rich in educational information on addiction along with self awareness, and relationship therapy. The open campus allows for individuals to enjoy the fresh air and views. Highly recommended!
    Beth hebb
    1 month ago
    The staff was amazing, very helpful in recovery, and, and supportive of my personal needs. Vert confidential of my well being, and the mesical staff / nursing,was outstanding the food, incredible, great variety. I would recommend spring hill to anyone neesing tratment.
    Derek Moretti
    2 months ago
    Spring Hill was one of the nicest css programs I have been to. You are treated like a real human, not locked behind doors all day. Being able to be outside made all the difference in the world for me. I finally feel like I made good progress on my recovery.
    Sober Motors MA
    2 months ago
    The facilities at Spring Hill Recovery Center in Ashby, MA 1
    5
    5
    The facilities at Spring Hill Recovery Center in Ashby, MA 2 The facilities at Spring Hill Recovery Center in Ashby, MA 3 The facilities at Spring Hill Recovery Center in Ashby, MA 4 The facilities at Spring Hill Recovery Center in Ashby, MA 5
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    Frequently Asked Questions

    Does MultiPlan Cover Addiction Treatment?

    The PHCS provider network includes over a million healthcare providers across the country, and some of them provide substance use and mental health treatment. However, it’s not MultiPlan’s decision what care is covered — the insurance company or self funded employer determines that.

    If the insurance plan that uses the PHCS network falls under the Affordable Care Act, then it will have to cover 10 essential health benefits which include mental health and addiction treatment. However self funded insurance plans aren’t subject to the ACA so they may or may not cover rehab.

    That’s why it’s so important to verify your insurance details before you commit to treatment. You may also need a referral or preauthorization for coverage for example. When you check in advance you can avoid any surprises while you’re trying to focus on recovery.

    What Inpatient Addiction Treatment Does MultiPlan Cover?

    MultiPlan has developed a network of providers and treatment facilities that insurance companies utilize to provide their members with quality care. However they don’t determine the actual amount of coverage you have.

    Your insurance provider focuses on offering medically necessary care, including treatment for addiction and mental health conditions. This is why it is crucial to have a treatment plan from your primary care physician. This plan helps support the medical necessity of inpatient addiction treatment.

    The American Society of Addiction Medicine (ASAM) provides a multidimensional assessment tool so your clinician can assess the severity of substance use disorders and co occurring mental health conditions. The assessment criteria help inform your placement and treatment and will indicate when residential care is more appropriate. These criteria can include the severity of your addiction and any co occurring mental health disorders as well as an unstable living environment and safety concerns.

    Your addiction treatment may start with medical detoxification. A medical detox program uses approved prescription medications to reduce withdrawal symptoms. During the program you are monitored 24/7 to reduce the potential life threatening side effects of withdrawal from certain drugs.

    After addictive substances have been detoxed from your body you may transition to an evidence based inpatient treatment program. These programs use therapeutic approaches like cognitive behavioral therapy and dialectical behavior therapy as well as motivational interviewing. The combination approach of medical detoxification and residential care supports your recovery journey by providing you with a highly structured environment that is far away from drug and alcohol addiction triggers.

    What Outpatient Rehab Does MultiPlan Cover?

    After a comprehensive evaluation, potentially including the ASAM, your customized treatment program may begin with inpatient services or outpatient care. Several levels of outpatient care may be part of your tailored treatment plan.

    Before enrolling in an outpatient treatment program you must check with your insurance plan to determine your coverage benefits and limitations. Multiplan offers the network of providers but they do not make coverage decisions.

    The first level of outpatient care is a Partial Hospitalization Program (PHP) which offers a highly structured and intensive outpatient treatment. The program is often very similar to what you would receive as an inpatient but you return home in the evening. This treatment program is ideal for you when you have a stable home environment.

    After a PHP you may graduate to an Intensive Outpatient Program (IOP). These programs provide evidence based therapy using a more flexible schedule. You may receive care for several hours a day over several days each week. Some treatment centers with IOPs allow you to choose sessions in the morning or afternoon or evening, which allows you to meet your work and school obligations.

    A general outpatient treatment program has greater flexibility and usually includes treatment once or twice a week.

    After completing your outpatient addiction treatment you may transition into an aftercare program. These programs support your long term sobriety and sustainable recovery.

    Does MultiPlan Cover Methadone & Suboxone (MAT)?

    Medication assisted treatment (MAT) is available for opioid and alcohol addiction programs. MAT can be used for medical detoxification to help reduce withdrawal symptoms and lessen the risk of life threatening complications. It can also be used for ongoing treatment to help reduce cravings and reduce the risk of relapse.

    FDA approved prescription drugs such as methadone and buprenorphine along with naltrexone and suboxone are commonly prescribed in a MAT treatment program. Methadone and buprenorphine are usually used only for opioid treatment programs and Naltrexone can be used for alcohol and opioid use disorders. Suboxone is a combination of buprenorphine and Naltrexone that helps reduce cravings and reduce the risk of an overdose.

    Does MultiPlan Cover Other Mental Healthcare?

    MultiPlan’s network of healthcare professionals includes mental health providers. However your insurance plan makes coverage decisions about treatment, including the type of therapy and duration of care they will cover.

    Mental health conditions can occur independently or as co occurring disorders alongside a substance use disorder. In either case, mental health care is essential to help stabilize you and ensure you have access to crisis support and therapy.

    When a mental health condition is a co occurring disorder your treatment must be integrated to treat both conditions for a successful long term recovery. Your treatment program must include therapists with experience treating co occurring conditions which is also called a dual diagnosis.

    Most plans offer mental health coverage as they are regulated by the Affordable Care Act. However, there are exceptions and self funded insurance plans are one exception. It is crucial you verify your insurance coverage before enrolling in treatment so you don’t receive a surprise bill.

    How Long Will MultiPlan Cover Rehab?

    Your insurance provider makes decisions about your coverage benefits and limitations. They also decide about the requirements that must be met before they pay for treatment. For example, your insurance plan may require prior authorization before treatment. Documentation may include an ASAM assessment and a treatment plan from your physician along with a medical examination or other information.

    Your treatment center can usually help you gather the necessary information to submit prior authorization. Your insurance company will also look at certain criteria to determine how long you may receive addiction treatment. These criteria are based on medical necessity.

    Your insurance provider will likely work with the treatment center and base decisions on your progress in care. Your length of stay in an inpatient or outpatient program will depend on the severity of your addiction and how well you respond to treatment. Most treatment centers offer 30 or 60 or 90 day programs.

    Does Addiction Treatment Need to Be In Network?

    MultiPlan’s primary network of providers is a preferred provider organization (PPO). Generally your insurance plan will offer some coverage for out of network providers. However, these are usually at a higher cost. For example receiving out of network treatment will likely have higher deductibles and copayments.

    You can maximize your insurance coverage and receive more evidence based therapy — whether inpatient or outpatient — when you use an in network provider. The best way to accomplish this is to review your plan with your insurance company or to discuss your payment options with the treatment center. Most treatment centers will verify your insurance coverage before treatment begins and will know if they are in network or out of network with your insurance plan.

    How to Verify Coverage With MultiPlan

    Before receiving treatment it’s very important to verify your insurance coverage with your insurance provider. MultiPlan may be able to help you identify your particular plan but they may not know the requirements and benefits or limitations of your coverage.

    Most insurance providers have customer service phone numbers and online platforms where you can check your insurance coverage. However sometimes the easiest way is to work with your treatment center. They are often adept at verifying insurance coverage and identifying the necessary requirements before admission.

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