Aetna Health Insurance for Substance Abuse Treatment

Discover how Aetna covers addiction treatment, mental health, and more. Learn about plan options, verify coverage, and find support for your health journey.

Aetna Health Insurance for Substance Abuse Treatment

Discover how Aetna covers addiction treatment, mental health, and more. Learn about plan options, verify coverage, and find support for your health journey.

Aetna was formed in the 1800s with a name inspired by an 11,000 foot volcano in Sicily, Italy. In the 1960s, they were the first to write individual life insurance policies to protect American astronauts in the early days of the space program and paid the first Medicare claim in the country.

Today, Aetna is a leader in addressing health disparities; they recently hired their first woman president in the company’s history.

Aetna provides a variety of health-related insurance plans and is today one of the oldest and largest health insurers in the U.S.

In 2018, Aetna was acquired by CVS Health in a move that merged health insurance offerings with an extensive network of pharmacies and services. The company is known for a broad network of providers and a focus on giving members resources to maintain and improve their health.

Does Aetna Cover Drug and Alcohol Addiction Treatment?

Yes, most Aetna policies offer coverage for drug and alcohol rehab and are regulated by two federal laws: the 2008 Mental Health Parity and Addiction Equity Act and the 2010 Affordable Care Act.

However, there are exceptions to these laws, which is why you must verify your insurance coverage before beginning treatment. Benefits may be limited or require prior authorization and documentation.

Coverage typically includes a range of treatment options depending on your policy and medical needs. These services can include medical detox to manage withdrawal symptoms, residential or inpatient treatment, outpatient programs, medication assisted treatment, or aftercare and support services. Not all policies cover all types of these services.

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Addiction Centers That Accept Aetna

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    Boca Recovery Center – Bloomington Alcohol & Drug Rehab

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    This is an ad and Boca Recovery Center – Bloomington Alcohol & Drug Rehab is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More
    2
    Top 10 Rehab In Indiana
    4.9
    (202 reviews)
    The Boca Recovery Center is a luxury alcohol and drug rehab center for adults in Bloomington, Indiana. They specialize in cutting edge addiction treatment provided in a residential setting. One unique part of this facility is the peaceful, secluded setting. If recovering in a clinical hospital setting doesn’t sound very appealing, you’ll apprec
    View Website (930) 203-1400
    Boca has helped me tremendously with my addictions that I’ve had, All of their staff has been wonderful and very professional, and I would recommend anybody that has any type of problems with any type of addictions or mental health to get into Boca. They certainly helped me..🙂
    Roger Burkholder
    4 days ago
    I went to Boca recovery center and the people was very nice especially Alley cat and I've been sober for almost a year now thank you guys
    Bobby Best
    1 week ago
    This place literally saved my life I mean literally saved my freaking life the staff was absolutely amazing they are absolutely incredible they are so understanding and they understand exactly what you were going through this place is fantastic if you really want to get clean go here it'll be the best decision you ever made
    Brittany Lee (Twilight)
    1 week ago
    Boca Recovery Center Bloomington IN
    6
    6
    boca recovery bloomington side entrance Boca Recovery Bloomington kitchen area food prep boca recovery bloomington bedroom boca recovery bloomington lounge
    1
    Top 10 Rehab In Arizona
    5.0
    (16 reviews)
    Soberman’s Estate, located in Cave Creek, Arizona, is an alcohol and drug rehab center that provides addiction treatment services to adult men, professionals, and public figures. They are a discrete, luxury rehab for individuals aged 30 to 80 years old. This location caps their treatment center at ten men at a time. Soberman’s Estate focuses on
    I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
    Kevin Crawford
    3 weeks ago
    Very professional, great counselors, and a very good learning experience. Gave me structure and coping skills. Additionally, the psychiatric counseling was top notch.
    Gregory Gheen
    3 months ago
    When it came to the realization I needed help to overcome my addiction, I ended up choosing to go to Sobermans. I couldn't have been more grateful for this choice and the experience. I can't say enough about the accommodations, setting, and food. However those things mean nothing without the proper staff. The best thing about Sobermans is their people. The care I received from each and every member of staff there was overwhelming. I've since returned for some aftercare and Alumni events, and upon my return, it feels like home. I would highly recommend Sobermans for any man that needs help with addiction or getting your mind cleared. I promise, if you put in the effort that their staff does, you will leave different person!
    backfortyhunter Rose
    4 months ago
    Soberman's Estate
    5
    5
    The facilities at Soberman's Estate in Cave Creek, AZ 1 The facilities at Soberman's Estate in Cave Creek, AZ 2 The facilities at Soberman's Estate in Cave Creek, AZ 3 The facilities at Soberman's Estate in Cave Creek, AZ 4
    1
    Top 10 Rehab In Texas
    5.0
    (64 reviews)
    Symetria – Hurst Outpatient Rehab and Suboxone Clinic in Hurst, Texas, is a private drug rehabilitation clinic for adults. The CARF accredited clinic offers various withdrawal medications to help clients get started with their recovery journey. You’ll also have access to treatments such as the intensive outpatient program (IOP), one on one
    BEST PLACE EVER. I have tried various other doctors/clinics and none of them even begin to compare to this one. The staff here is absolutely amazing. I can’t even make a single complaint. Dr Son is the best as well. He explains everything and you truly feel like he understands you. I can proudly say this, this place saved my life. If you or someone you know needs help getting off opiates do it right the first time and come here. You won’t be disappointed. If you are specifically struggling with fentanyl please don’t waste your time with other ways. I have tried 6 other methods from lazer therapy to having the earpiece to suboxone. Methadone is the key to our current fentanyl crisis. This clinic makes recovery possible again!
    Mason
    1 month ago
    Entire staff was friendly, helpful and supportive throughout the whole process from reception to nurses to counselors
    William Maddux
    1 month ago
    The nurses at the hurst location and also Samantha the receptionist are all so kind and compassionate!! They all go above and beyond the call of duty. They should all be praised for their hard work and their kindness to their patients!!
    Debbie Tyler
    1 month ago
    Symetria Recovery - Hurst TX 76054
    5
    5
    The facilities at Symetria Recovery - Hurst in Hurst, TX 1 The facilities at Symetria Recovery - Hurst in Hurst, TX 2 The facilities at Symetria Recovery - Hurst in Hurst, TX 3 The facilities at Symetria Recovery - Hurst in Hurst, TX 4
    1
    Top 10 Rehab In Pennsylvania
    4.8
    (295 reviews)
    The Steps To Recovery addiction treatment center is situated in Levittown, Pennsylvania. At this drug rehab center, patients can expect to engage in a unique treatment approach that focuses on helping individuals recover through authenticity, intimacy, community connection, and transparency. Steps to Recovery offers a serene and private environ
    Great experience, professional staff, and flexibility of program was perfect for me! Feel like a new person. Thank you!
    Doug Bradley
    3 weeks ago
    Steps to recovery was a great program. The bhts were great and understood what I was going through with a lot of them being in recovery as well. As well as the therapists being well trained and met my needs. Overall a wonderful program that I would return to.
    Omi Floyd
    1 month ago
    My treatment here was absolutely a success. I came here highly depressed with a negative outlook on life with zero hope. In combination with group therapy and individual therapy, my whole perspective was changed. I’m leaving here refreshed and ready for what life has in store for me. Would absolutely recommend to anyone who is struggling with substances and or their mental health.
    Abronah Chandler
    1 month ago
    Steps to Recovery PA 19056
    6
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    The facilities at Steps to Recovery in Levittown, PA 1 The facilities at Steps to Recovery in Levittown, PA 2 The facilities at Steps to Recovery in Levittown, PA 3 The facilities at Steps to Recovery in Levittown, PA 4

    Boca Recovery Center – New Jersey Drug & Alcohol Rehab

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    1
    Top 10 Rehab In New Jersey
    4.9
    (433 reviews)
    Boca Recovery Center – Galloway is a drug and alcohol rehab in Galloway, NJ. They provide inpatient addiction treatment and medical detox. Boca offers residential addiction treatment, medical detox, and medication-assisted treatment in an immersive treatment setting set on the Jersey Shore. This facility offers 24-hour medical care and medicati
    View Website (609) 270-3068
    Tracey is the best ever! This place really helped me get sober and i’m glad I got to come!
    k a e
    2 weeks ago
    Muy profecionales, camas limpias y buena comida el staff es amanble y cordial,,, Gracias Camila y Sissi y Ashley Gracias
    Everardo Garcia
    2 weeks ago
    First time through detox. Great staff and properly. Everyone was very nice and helpful. The food was great and plenty to eat.
    Andrew Klein
    2 weeks ago
    Boca Recovery Center - Galloway NJ 8205
    7
    7
    Boca Recovery Center Galloway NJ, exterior with brand sign Boca Recovery in Galloway, NJ front door exterior Boca Recovery Galloway, NJ dining room interior
    1
    Top 10 Rehab In California
    4.8
    (307 reviews)
    Located in Watsonville, California, Elevate Addiction Services provides alcohol and drug rehab services to men and women suffering from addiction. Their levels of care include detox, inpatient treatment, and outpatient treatment. Elevate Addiction Services provides a wide continuum of care that meets each person where they are in their recovery pro
    Changed my life for real.
    Luke Bettencourt
    2 weeks ago
    The program here is like no other. The staff is dedicated to every client. Thank you for saving my life.
    Joel
    3 weeks ago
    Elevate helped save my son's life!  One year ago, I was on a desperate search for a place that would help my son quit drinking.  I went online and was so overwhelmed with all the choices!  I called a couple places and was not impressed with what they offered. I prayed to God He would lead me to the right place, and He did!  The 3rd place I called, this nice guy named Josh answered, and right away, we connected.  I asked questions, he asked questions.  What I loved about what he said, was that they did not rely on prescribing a bunch of meds to "fix" my son, but offered an in depth program that included exercise as part of the journey to recovery, and to ultimately learn to not rely on anything to self medicate ever again. Ding!  I knew he would love something like this, and the more Josh talked, the more I wanted to get my son on a plane!  Of course, the final decision was up to him, and at that point, he was ready for a major change, and trusted my judgement.  Thank God! Within days, my son was up north and that was the beginning of his new life because today marks his ONE YEAR from not having a drop of alcohol!  In fact, he liked Elevate so much, he stayed up there, trained heavily for 3 months, and is now an employee who helps counsel new clients.  He earned Employee of the Month last month and I couldn't be more proud of the hard work he did and does for himself. I can't thank Elevate enough for the part they played in his recovery.  It was divine intervention and I'm so grateful he chose himself and continues to live out his purpose.  Thank you to the team at Elevate!
    Sheree Roozen
    4 weeks ago
    Elevate Addiction Services CA 95076
    5
    5
    The facilities at Elevate Addiction Services in Watsonville, CA 1 The facilities at Elevate Addiction Services in Watsonville, CA 2 The facilities at Elevate Addiction Services in Watsonville, CA 3 The facilities at Elevate Addiction Services in Watsonville, CA 4
    1
    Top 10 Rehab In Florida
    4.9
    (299 reviews)
    Boca Recovery Center in Pompano Beach, Florida is located just 10 miles north of Fort Lauderdale. We provide comprehensive rehabilitation services ranging from medical detoxification and residential treatment to specialized programs that meet your unique needs. Boca Recovery Center in Pompano Beach, Florida, is an addiction treatment facility for a
    I came to Boca Recovery for substance abuse treatment. I was sick and hopeless. They assisted me with my sickness and gave me a reason to have hope. There technicians and therapists were all about my success. I truly can't be more thankful for the path they set me on. The facility and staff are top notch. No lie. It's like the Cadillac of treatment facilities. Not just because of the lavish amenities but also because of the top notch staff. If you choose recovery pick them. God Bless you Boca!
    Roger
    2 weeks ago
    i only did detox at Boca but my experience there was amazing. I'm type1 diabetic and the nurses and all the staff made sure I was taking care of. The chief even went out of his way to bring me a drink they didn't have just cause he over heard me saying how bad I have been craving it. Boca recovery is a great place for help when needed. I loved every moment of it!!
    Clayton Holliday
    2 weeks ago
    If I had to do it again I would go back here, the staff was amazing. They understand and do their best to keep you comfortable. Food is great and they do an awesome job helping you find your ideal after care program. I’ve never been so optimistic in my recovery.
    Jordan Gonzales
    3 weeks ago
    9
    9
    Boca Recovery Center Detox FL 33060 boca recovery pompano beach cafe boca recovery pompano beach gym boca recovery pompano beach exterior
    2
    Top 10 Rehab In Florida
    4.9
    (304 reviews)
    Boca Recovery Center is a comprehensive drug and alcohol treatment center in Boca Raton, Florida. Their Boca Raton location is actually their administrative office so they don’t administer treatment here directly but this is the place you call as a starting point for your recovery. They’ll help you figure out which of their programs is the best
    The staff, facilities, food, counselors, nurses, housekeeping-literally every part of what I experienced during my stay at BRC exceeded expectations. I needed help and was willing to receive it and accept where I was at in life at that time. Will, Nikki and the multiple techs went above and beyond in their duties and I will forever be grateful to them for the care and compassion they gave me. I highly recommend BRC & I try to attend the weekly alumni zoom meeting have gone in person to speak as well and share my experience, strength and hope. I get checked in on regularly and it is reassuring to know that it isn’t simply a business-there are people who truly care. Thank you!
    Nicole OBrien
    4 weeks ago
    BRC is a leading SUD provider in multiple states and a trusted resource to get a loved one help. Glad to know several of their staff on a personal level, and they’re a testament to the fact that recovery works.
    George Bullock
    1 month ago
    This was the perfect place i am so thankful for Nikki and all the staff members I was on my way to 2 years in jail and boca completely saved me from that and i am now 1 year sober
    Secret Pruitt
    1 month ago
    Boca Recovery Center
    12
    12

    Avenues Recovery Center at Lake Ariel

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    2
    Top 10 Rehab In Pennsylvania
    4.8
    (317 reviews)
    Check iconClaimed
    Clients seeking treatment for alcohol addiction may be required to undergo detox first. The detox process ensures any abused substances are out of a client’s system and that they are in a healthy frame of mind when they enter residential treatment. Detox is overseen and closely monitored by medical staff. The residential program takes clients
    View Website (570) 354-6060
    I couldn’t possibly give Avenues Recovery Center all the thanks and praise they deserve. I was treated with respect, care, understanding, and love—qualities that truly set this program apart from any other treatment center I’ve attended. Although my stay was shorter than expected due to circumstances beyond Avenues’ control, I can say with absolute certainty that no place has ever given me more support, tools, and hope. This review hardly does justice to the incredible staff and their impact on my recovery. I am forever grateful and blessed to have had the privilege of attending Avenues. 🙏🏾
    Dominique Evans
    1 week ago
    At a time when I needed help, the Avenues staff at Lake Ariel lent a caring, motivational hand. Bethany, Breanna, Tyler, Ryan and Ian in particular left an impression on me and my life that I will never forget. They get to know you and are always aware of where your head is, keep you engaged and motivated. The administration, medical staff, not to mention the counselors are on point - the rest is up to you. It is what you make of it, I know I’m the better person for it.
    vertical rabbit
    1 week ago
    Amazing!!!
    Rodney Manuel
    1 week ago
    Avenues Recovery Center at Lake Ariel PA 18436
    5
    5
    The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 1 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 2 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 3 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 4
    2
    Top 10 Rehab In California
    4.7
    (33 reviews)
    Rise in Malibu is a secluded drug and alcohol rehab program in Malibu, California. They deliver Joint Commission accredited detox, inpatient treatment, medication assisted treatment (MAT), and aftercare services to adult clients. Their campus boasts luxury amenities and a seaside view. Detoxification at Rise Malibu takes place in its luxury residen
    A Life Forever Changed ~ Thank You There are moments in life when words fall short, but I’ll try. The Rise at Malibu didn’t just support me they saved me. In one of the darkest chapters of my life, they extended a hand that pulled me back into the light. Their compassion, expertise, and unwavering commitment were more than professional they were profoundly human. I owe my life to the care, patience, and strength they showed me. Every step of the way, they treated me not as a case, but as a person worth fighting for. That kind of impact doesn’t fade it stays with you, reshaping how you see yourself and the world. I want to begin by saying that The Rise in Malibu is far more than just a treatment facility it’s a sanctuary for healing, transformation, and rediscovery. After extensive research, I felt confident in my decision before I even arrived. Now, as I prepare to leave, I can say with absolute certainty: I made the right choice. I’m walking away with the reset I desperately needed, armed with tools, a solid plan, and a renewed sense of purpose. What drew me to The Rise in Malibu was their deep commitment to mental health and trauma recovery the very roots of my struggle. From the moment I made that first call, I wasn’t just another intake. Ron spoke to me with warmth and clarity, painting a picture of the care I’d receive and the space I’d call home. He gave me hope when I was falling apart. Then Allison stepped in, answering every message, listening to my tears, and making sure I had everything I needed to get to Malibu. Angie welcomed me with open arms, her radiant smile and vibrant energy instantly making me feel safe and seen. She tailored my experience with such care that I always felt supported and comfortable. The program itself is exceptional comprehensive and deeply personal. From licensed psychotherapists and medical doctors to psychiatrists, nurses, holistic therapies, case management, personal training, and even a private chef, every detail is designed to nurture healing in body, mind, and spirit. To anyone considering The Rise in Malibu this place doesn’t just treat addiction it treats the person behind it. They saved my life. I recommend them with every ounce of gratitude in my heart. ~ Luka
    Luka Kiley
    2 months ago
    I want to share my experience at Rise Malibu. I started 2 months ago for a 30 day inpatient treatment. In one word I would describe my experience as AMAZING!! I have been to other facilities before but this experience is life changing. Its still early in my recovery, (60 days so far) so I can't speak long term yet. My main therapist Dr Mark was incredible, and had approaches to sobriety that I had never heard of before. Terry, Michael, Cat, Gina, Tim and were all awesome therapists with differing methods of treating addiction. Not just AA which was enlightening to me. As a holistic sceptic, I was very surprised at how it helped me, especially the breathing techniques. I will utilize the breathing and yoga techniques the rest of my life. The support people at the facility John and Nam were great. Offering walks and hikes all the time as well as the Sunday outing. Especially enjoyed just talking about life with John who is a wonderful person and family man. The nurses Paige, Sherri and Zach were awesome to talk to and took very good care of me. The Chef Bryce is a 5 star chef who could work at the best restaurants. The food was great. The facility is beautiful with views of the ocean from every room and a pool on top floor where I stayed. Ron, the owner is a great guy and he really does care. That's why he does this. I talked to him for an hour on my first call to Rise and he actually answers the phone himself every time I called the number. Again, it's his passion to help people. The staff started talking about an aftercare plan 10 days after I joined the facility and I had a fully set up aftercare plan complete before I even came home. I very much look forward to writing back again in 6 months as I continue my recovery. In summary I don't think you can find a better place. I felt my like I was in a protective bubble the entire time with people who really cared about me. If you need help call Rise. Michael J
    michael johnson
    3 months ago
    Rise has saved my life on numerous occasions! The staff alone is super amazing that they have become my family. I cannot speak highly of all the times I have been through Rise. The peaceful ocean setting , the warm pool, the delicious meals, the wonderful group therapies, the wonderful group outings, comfortable room accommodations (and very private!!) make the whole experience absolutely wonderful and such a blessing. Will forever be blessed by Rise and the wonderful people there that make it so special and fabulous. The staff, Including Christina , Angie, Gina , Dr Mark, Sharie, Paul W, John, Paige , Nam , Bryce, Beth, and many more have been more than wonderful to me during some of the most difficult times of my life.
    MR RANSOM LAW SHIPP
    3 months ago
    Rise in Malibu CA 90265
    6
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    Frequently Asked Questions

    Does Aetna Cover Suboxone & Methadone (MAT)?

    Medication assisted treatment (MAT) is a specific type of addiction treatment. It is often an outpatient treatment program that uses FDA approved medications to treat opioid and/or alcohol misuse alongside counseling and recovery treatment. Suboxone and Methadone are two of the most commonly prescribed medications for MAT. MAT is covered by most Aetna plans if medically necessary. Some may cover a generic form of Suboxone instead of the brand name, and you may need to cover co pays for the prescriptions.

    Does Aetna Cover Other Mental Healthcare?

    Aetna’s behavioral health benefits generally include treatment for substance use disorders and mental health disorders. For those struggling with mental health concerns such as anxiety or depression, most Aetna medical plans provide resources and support. Resources include crisis support, preventive care, and treatment. Aetna members can visit the Aetna website or call the customer care number to find mental and behavioral health resources near them and learn which providers are in network and covered by their insurance plan.

    Where Does Aetna Offer Coverage?

    Aetna offers health insurance in every state of the U.S. and some international locations. While they offer all products in all 50 states and Washington D.C., the details, plan types, and network providers vary by state. Medicaid plans are limited to 16 states.

    The availability and specifics depend on state partnerships and regulations. International coverage is provided for individuals and employers with members who live or work abroad. These plans access a global network of providers and facilities. They typically include coverage for emergency care, routine care, and other health services.

    What Are Aetna Plans?

    Aetna offers individual and family plans on four levels determined by the Affordable Care Act: bronze, silver, gold, and platinum. The metal levels are based on the level of coverage and costs.

    Bronze plans typically have the lower premiums with higher out of pocket costs if you need care, while Platinum plans have the highest premiums with the lowest out of pocket costs for care. Aetna also offers high deductible health plans often paired with health savings accounts for those who want lower premiums and need to save up for the high deductible when care is needed.

    Aetna offers Medicare Advantage plans, also called Medicare Part C. These plans coordinate care for Medicare Parts A and B and often offer additional benefits like vision, dental, and hearing.However, Advantage plans do require you to use the provider’s network for care, so be sure that your providers are included before choosing a plan.

    For those with Original Medicare, Aetna offers Supplement Plans and Medicare Part D plans. Medicare Supplement Plans, called Medigap, help cover out of pocket costs like copayments and deductibles. Medicare Part D covers the cost of prescription medications, typically including medication assisted treatment for opioid addiction.

    Medicaid plans are provided in 16 states, mostly on the East Coast, to help coordinate coverage for low-income individuals and families. These plans include comprehensive benefits and access to a wide network of providers. Benefits vary by state, but some level of mental health and substance use treatment will be covered in accordance with the Affordable Care Act.

    Aetna offers several employer sponsored plans that include preferred provider organizations, health maintenance organizations, exclusive provider organizations, and point of service plans. Each has different rules that govern who you’re allowed to see, whether you need a referral to see a specialist, and whether out of network care is covered. If you have an Aetna plan through your employer, talk to your company’s benefits specialist to get all the details of your coverage.

    Aetna’s specialty plans help cover dental, and vision services. Some plans also have a cash payout so you can handle expenses quickly. Each plan has different rules and offers various benefits. It’s important to verify your coverage before receiving care.

    How to Verify Coverage With Aetna

    Since benefits vary between policies, you must verify your coverage before beginning treatment. There are several ways to do this. For instance, when you purchase your plan, you receive documentation of the benefits for your policy.

    Aetna maintains a member services phone number where you can call and ask questions about your coverage and limitations. You can also log in to your account online to look for in network providers or coverage information.

    However, the easiest and often most efficient way is to work with the addiction treatment center. They can verify your coverage and answer questions about therapy. They can also do an initial assessment and help estimate your potential out of pocket costs.

    What Kinds of Inpatient Addiction Treatment Does Aetna Cover?

    Residential rehab is one type of treatment that Aetna may cover based on your needs. It’s the most well known type of inpatient addiction treatment. Residential rehab pairs intensive exposure to therapy with a stable and sober living environment. It may be a good option if you need to make major changes to your lifestyle to support your recovery.

    Another treatment Aetna may cover based on your needs is medical detox. Medical detox also has you staying overnight in a facility. It tends to be shorter than residential rehab, lasting three to ten days on average. The focus is on getting you through withdrawal safely.

    In either of these settings you may receive medications to help you with or even prevent you from experiencing withdrawal. You may hear people refer to this as medication assisted treatment (MAT). Qualified clinicians may treat you with MAT in any inpatient or outpatient setting.

    With any of these treatments, it’s important to match the intensity of the treatment to the severity of the disease. That’s why a clinician will usually evaluate your situation to determine what treatment your condition warrants. Aetna uses the information from these assessments to inform their decisions about medically needed coverage.

    What Kinds of Outpatient Addiction Treatment Does Aetna Cover?

    Depending on your treatment needs Aetna may cover services like partial hospitalization and intensive outpatient treatment. These services have you spending time in treatment each day in a treatment center but going home at night. In a partial hospitalization program, you might need to be there all day for five days a week. In an intensive outpatient program you might be there for part of the day, two to three days a week. Either of these options can give you intensive support while you start to practice your new skills and mindsets.

    The next step down from intensive outpatient treatment is standard outpatient. Aetna has many outpatient therapists in their network. In standard outpatient treatment you can expect to see an addiction counselor at regular intervals. Appointments can be weekly or monthly or you might agree on another schedule. You may also have appointments with someone to manage your medication if that’s appropriate for you.

    MAT might be used together with any of these treatments or separately. Medications can help you manage cravings during treatment so you are able to focus on recovery and avoid relapse.

    Again, a number of considerations go into determining what the right treatment is for you at the right time. As with inpatient, Aetna uses information about your clinical condition to inform their coverage decisions.

    How Much Does Addiction Treatment Cost With Aetna?

    This will vary widely based on what type of plan you have and the type of care you need. You can estimate your costs by knowing your plan’s deductible and copay or coinsurance amounts. You can also look at the out of pocket maximum.

    Do take note that these figures might all be higher if you try to get treatment from outside Aetna’s provider network. Some Aetna plans may not cover out of network treatment at all.

    How Long is Rehab When I Use Aetna Insurance?

    The length of treatment varies from person to person. In general residential rehab can last from two weeks to three months. Partial hospitalization and intensive outpatient programs also can last a few weeks to a few months. Standard outpatient and MAT can continue indefinitely. You should always check ahead with Aetna to verify your coverage for a specific program.

    What’s important is that you fully complete your treatment plan. This will give you the highest chance of long term recovery and help you avoid having to go through rehab again in the future.

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