Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.
Humana Insurance Coverage for Addiction Treatment
Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.
Humana began its storied history of service not as an insurance provider but as a nursing home facility called Extendicare, which was launched in 1961 by David A. Jones Sr. and H. Wendell Cherry. By 1968, Extendicare had grown into one of the largest elder care provider networks in the country.
In the 1970s, the company transitioned from elder care to acute and general hospital care services. It was rechristened under the Humana brand in 1974. By the 1980s, Humana expanded its services once again to include managed care and health insurance coverage and by the 1990s, it sold its hospital interests. Today, Humana is one of the top health insurance providers in the US.
By Cary Damerow
Cary holds a BA in Liberal Arts and over 30 years of nursing experience as a Licensed Practical Nurse. During her career she has focused her work on high risk populations including pregnant women, children and adolescents, and those facing healthcare disparity.
Medically Reviewed by Anna Spooner
Anna has 10 years of experience in insurance and has been a content and copywriter since 2011. She strives to make all of her writing approachable and easy to understand while drinking copious amounts of tea. Anna writes about accessing addiction treatment, insurance, and finance.
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Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and worked better than I expected. The staff is remarkable - professional, considerate and genuinely caring. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined. I feel confident, secure and grateful for my new life. I have reconnected with my family and friends. Thank you Soberman.
George B.
9 months ago
Yes, very professional staff, treatment, therapist, chefs were good! even the home cook did the best she could, and loved the horses of Course! Saturday morning hiking was fun to explore the trails of the nearby mountain area!
John E Williams
9 months ago
I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
RU is amazing. The staff here is phenomenal and they truly care. I truly love Becca, Teigan, Ellie, Bailey, and will. They’re all so good at making people feel like they can do whatever they set their minds to and accomplish their goals!
Logyn Street
1 month ago
I checked myself in for alcoholism and opiate abuse. I was drinking so much I was falling and hurting myself and ruining my marriage and on a path to possibly loosing job and even land myself in jail. I was miserable and at rock bottom. Once there after the detox period i started attending group therapy sessions, individual therapy session’s sessions, and working with the techs to become involved in my recovery process. First 5 days i was detoxing and once that was over i got super involved in the program and day by day got better each day. I received excellent nursing and medical provider support. I had amazing group therapy sessions. I was fed delicious meals every day. I had a great case manager and had a primary therapist who was absolutely perfect. The staff was absolutely first class and my treatment started me on a successful path to recovery. This place literally changed my life. They took care of my every need physically, mentally, and emotionally. I highly recommend if you need help for addiction this is where you need to be.
John Abbott
1 month ago
This place has changed my life. I have been to rehabs before but I felt like this place is where I would get clean for the last time since i walked in the doors. The music assisted therapy was perfect for me and the staff is all amazing. The groups are really beneficial and really got down to the core of why i turned to drinking every time something upset me. I felt like they really listened to me and i felt heard and seen. I am excited to continue on with alumni and events and life long friendships.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
The staff truly cares about their patients and provided care that met my needs. The whole program exceeded my expectations and I can't thank everyone enough for the impact they made on my life and mental health. Deciding to seek treatment was not an easy thing for me but I am so glad I chose Footprints to Recovery. It wasn't all just sitting around doing therapy all day and we got the chance to do yoga, art and music therapy, and also go outdoors with Adventure Recovery. If you are considering treatment I highly encourage you to invest in yourself and give Footprints a call!
Collin Cook
3 months ago
Footprints was an absolutely stellar facility to go to after completing inpatient addiction treatment. The staff were all very patient and understanding during my biggest ups and downs during treatment, and I never felt any judgement even at my lowest points.
Recovery is such a serious rock to carry but the groups and providers helped me collect the tools necessary to be able to tackle this journey on my own.
The nursing team was incredibly helpful in finding me medications that are actually helping my mental health and addiction cravings. I've had more success in the three months I got to share with Footprints than the years I've worked with my primary care and therapist.
Andrew with case management is hilarious and hugely helpful with resources and managing work and life alongside treatment.
Anika is an incredible therapist and I am sad to leave her care, but know she will continue to do amazing things for other clients.
If you are struggling with any substance abuse, I highly recommend seeking help with Footprints. They will absolutely get you back on your feet.
Hailee Burdette
4 months ago
Was able to get the help I needed. Brought my family back together and got the tools necessary to stay sober. Mental health has been restored. The staff and everyone were very friendly and very relatable.
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Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This place saved my life! I only was going for
Detox but decided to stay for 30 days. Now I am 31 days sober! One day at a time! I have my life back! Thank you RCA!
cherie manning
2 months ago
Bracebridge was and is a lifesaver for me. Not only is the staff 100% invested and amazing, the campus, the food, and facilities definitely contribute to making the tough time a little more bearable. Special shoutout to Tammy who was my Primary Therapist. She pushed and supported me during my stay and I am eternally grateful for her. Another shoutout to Dan, the alumni coordinator. While the entire staff is amazing when you're on the inside, Dan keeps the alumni engaged and active once you leave campus. While it sucked HAVING to be there, I absolutely loved the experience and in hindsight, I have Bracbridge to thank for giving me the tools to have my life back. I'd give 10 stars if I could.
Connie Meyers
2 months ago
My time at RCA Bracebridge Hall truly changed my life. I spent 30 days there, and it was one of the most meaningful and transformative experiences I’ve ever had.
The program was incredibly informative and gave me the tools I needed to move forward with confidence. What stood out the most, though, was the level of support. The staff genuinely care, you can feel that they have big hearts and are fully invested in helping each person succeed. They made sure I felt prepared for life after leaving, which made a huge difference for me.
I also met some amazing people during my stay, and those connections meant a lot. The facility itself is beautiful and in a peaceful location, which really helped me focus on my recovery.
One of the most valuable parts of the experience has been the alumni support group. Staying connected after leaving has been so important, and the program they’ve built is truly special. Dan, in particular, has done so much for the alumni community, and I’m incredibly grateful for his dedication and support.
I feel very blessed to have had this experience, and I would highly recommend RCA Bracebridge Hall to anyone seeking help and a fresh start.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Symetria is like a second family for me now and Mrs. Debrah , who runs the center is always awesome and also Mrs. Callie is my counselor and a great one at that! Come to Symetria if you need help you’re not alone they will treat you like your one of them.
Krystina Hubbell
1 month ago
Symetria is a great place and it can really help you get better.
Trevor Stewart
2 months ago
Symetria in Hurst is full of loving and caring individuals who go above and beyond helping you in any way you need while navigating your best self, if you're slightly thinking about checking it out, I highly reccomend it, will change your life for the better!!!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Tree House Recovery PDX saved my life. I hit a new rock bottom during the holidays. I was reluctant to going to a typical, 30-day, institutional rehab center like I did over the summer because that didn't work. But then I saw that Tree House was a three month program with a focus in physical exercise, writing, and learning to work as a team. My expectations weren't met -- they were exceeded. I recently graduated on April 3rd and am a better man now than I was before I started using and drinking. I've learned how to be empathetic, hold myself and others accountable, find gratitude in my daily life, lean on my teammates during times of struggle, and how to celebrate little and big wins in my life with healthy pride.
The staff is amazing too. Rob, Nevin, Doug, Bryan and Kevin are all great men who are now role models in my life. They challenged me, listened to me, and gave me advice and suggestions I have taken to help me soar.
If you're struggling, you don't have to do it alone. I would highly recommend this program for any man who is having trouble with addiction and needs to turn his life around.
Thank you, Tree House.
Pat Rademacher
3 months ago
My decision to attend treatment was one of the most important decisions of my life and I could not have made a better choice than Treehouse Recovery. This was my first time in treatment and I was terrified while researching places to go. From the very first phone call, the staff at Treehouse made me feel heard, supported, and helped to ease my mind that help was available and change was possible. I could tell from the initial conversations on the phone that was a place that truly cared for each and every client. That same empathetic and welcoming attitude was expressed and carried on at every other step of the process. Embarking on the treatment journey was a time in my life marked by fear and uncertainty but with Treehouse, I knew I had the best support possible and was certainly in great hands.
Before Treehouse, I was living a miserable and isolated life and desperately needed help to get back on track. Throughout the course of the program, I was able to find a strong sense of discipline, integrity, and perseverance and as a result, rebuild myself into the best version of my self that has ever existed. Treehouse’s wholistic approach to treatment empowers each client and arms them with the skills and tools needed to sustain a lasting recovery.
If you are ready to work hard and make some lasting changes to better your life, Treehouse is the best possible choice you can make.
Edward Hearn
3 months ago
Recovery is rarely a straight path. For me, it was marked by multiple attempts—each one beginning with hope and ending in frustration. I wanted sobriety, but wanting it and sustaining it were two very different things. Each setback carried shame, doubt, and the quiet fear that maybe lasting change just wasn’t meant for me.
Six years ago, everything shifted—but not for me at first. It was my husband whose life was saved by Treehouse. At a time when things felt beyond repair, they stepped in and gave him not just support, but a real chance at living again. Watching his transformation planted a seed in me, even if I wasn’t ready to fully act on it yet.
When I finally completed my own inpatient program, I was fragile but hopeful. Through my husband Treehouse met me right where I was offering suggestions for a straight transition into sober living for women, giving me a safe and structured environment where I could begin to rebuild. For a full year, I worked on myself in ways I never had before. During that time, Treehouse didn’t just check in—they actively supported my growth through their family program facilitating weekly therapy sessions that helped me understand myself, my patterns, and my path forward.
Their presence didn’t end there. Years later, Treehouse was still standing beside our family during one of the most challenging chapters of our lives—our court-mandated reunification. They ensured our son had access to therapy, advocating for healing not just individually, but as a family. Their continued support reminded us that recovery is not a moment in time—it’s an ongoing journey, and no one should have to walk it alone.
Today, I can say with certainty that Treehouse has been an integral part of our success. They didn’t just help us get sober—they helped us build a life beyond what we ever thought possible. A life grounded in stability, growth, and connection.
Some organizations provide services. Treehouse became something much more. They became our support system, our foundation, and ultimately, our family.
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Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Best decision I ever made in my life!! Wonderful place
Brendan Quimby
2 months ago
I highly recommend The Ridge. Professional, warm, personal. Provides exemplar therapy and treatment for Addiction Disorders. Every single client is known by name, the treatment team communicates well, keeping everyone on the same page. The level of dignity, respect and compassion is unmatched. I am forever grateful to everyone in this organization.
Lori Wise
2 months ago
Update: Over 2 years sober. I also went through a very high risk period for relapse over the past month. For whatever reason cravings and temptations came back, but I used what I learned at the Ridge and am still sober and so thankful. Definitely recommend. This is the best thing you will ever do for yourself.
Update: 526 days sober and going strong. I have definitely had cravings and vulnerable points, but have managed to stay sober thanks in large part to the ridge.
I'm at 8 months sober today and can say that the things I learned at the Ridge still help me every day- literally. I am still in the aftercare program and getting a lot out of it. If you need help this is a great place to build a foundation for sobriety (and abstinence from other drugs as well).
Summary: The Ridge is an excellent comprehensive treatment program for alcohol use disorder (and others). I personally had an exceptional experience with the residential treatment program, intensive outpatient therapy, and aftercare. Nothing about this experience was easy but I am confident that due to my experience with The Ridge I have a solid recovery foundation (I am just over 4 months sober currently).
This review focuses on residential care
Highlights
-well developed program that is evidence based
-full days
-attendance at local 12 step meetings
-access to a wide variety of recreational activities and art and music therapy classes
-I felt prepared when I left and have continued to feel that way (it has been difficult but I have the tools)
-staff are compassionate and helpful; many are in recovery themselves
- peer support
- comfortable accomodations and excellent food
My advice if you are going to a program like The Ridge (these things helped me to have continued success today)
-follow the rules, yes they may seem silly
-do awkward things they ask like getting a temporary sponsor and numbers at meetings
-listen to their advice, they may says things that sound stupid,my experience is that the things I think sound stupid end up being the pertinent ones
-try to relax into the time; enjoy not having to do a ton of chores, cook for yourself etc
-take the time to build a new hobby
I electected to go to The Ridge when I came to terms with the fact that I have an alcohol use disorder. I was receiving psychiatric care and my provider gently led me to acknowledge this. Two providers independently recommended The Ridge when I expressed interest in treatment.
Residential
I initially signed up for the 30 day program but decided to stay longer as I was getting a lot out of the program and am really happy that I did.
Residential days are very full. The beginning of the day is filled with groups. The afternoon has time for recreational activities (no naps). A lot of people take up pickleball during this time but there is also the option to go to the pool (when open), do art, write, etc. Evenings there are 12 step meetings in the community.
Accomodations
I stayed in a private room which I would say was Marrott quality. Cleaning services are provided. You are expected to make your bed (a pretty minor thing). The meals are excellent and snacks are freely available. The culinary staff are great- very personable and great educators. It was sufficiently comfortable and quiet enough to get quality sleep.
Nursing
Nursing staff were generally available and very helpful. Medication time windows could be a bit tight but were feasible.
Recovery support specialist staff
Recovery support specialists helped with sessions, daily questions, and herding everyone, They all have different personalities but in general were very easy to get along with. Supervisory staff were very helpful and responsive.
Counselors
Generally had very helpful sessions, individual counseling was very helpful.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This has been the best and most helpful treatment center I’ve been to yet. All the staff are super supportive and friendly. You get to choose your own therapy groups which is great. If you’re looking for the right place to go, this is the one you’re looking for. Overall had an amazing experience here and found it extremely helpful.
Abby Weir
3 months ago
NIRC has helped me in countless ways and I owe a lot to them for helping me get where I am today. The staff is amazing, they will do anything in their power to support you in recovery and go out of their way to help in anyway they can; they truly want to see you succeed and helped me be sober for 4 years. Groups are helpful in that you are able to be vulnerable and get so much information to help get you through any situation - the therapists are there to help walk you through at any stage of your recovery. Clients are more than supportive and understand what we are all going through; they want to help not only themselves but everyone around them. NIRC is like a little family and with all the help we get, we can all make it through the challenging times.
Chris
3 months ago
This treatment center truly makes a difference in people’s lives. The staff are compassionate, knowledgeable, and genuinely committed to helping individuals through some of the most difficult moments of their lives. The environment is supportive and focused on recovery, and you can tell the team cares deeply about the well-being of every client. I would highly recommend this program to anyone seeking help for themselves or a loved one.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
The staff was extremely helpful! They definitely made you feel welcome and safe!
cory Boyette
9 months ago
The staff at the reprieve are very knowledgeable and will help you any and every way they can. That includes the staff at the php classes as well. If you really want sobriety then the reprieve is a good place to start.
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Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Honestly the Plymouth House changed my life. My whole outlook has taken a complete 180 for the better.
Pete Bucciaerlli
3 months ago
The Plymouth House is amazing. They saved my life. The staff is so compassionate and caring. I can't say enough good things about this beautiful place. I highly recommend Plymouth House😊
Lori Clark
4 months ago
The place is great but they don't do mat. I would have stayed long term but I've been on subs for 10+ years. When struggling to get sober one should not have to struggle with medication in order to receive treatment. This is my opinion. Other than that it's a great facility.
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Frequently Asked Questions
Does Humana Cover Drug and Alcohol Rehab?
Most Humana health insurance plans cover substance abuse treatment. The amount of coverage depends on your specific plan, the treatment you choose, and whether the drug or alcohol rehab is in-network or out-of-network.
Treatment generally starts with a visit to the primary care physician who can then seek authorization to refer you to a substance use treatment provider. To learn more about your coverage and any out of pocket expenses, call the number on the back of your insurance card to speak with a Humana representative.
Plans vary, but coverage often includes treatment options such as medical detox, inpatient or residential treatment, and outpatient care. You may also have coverage for medication assisted treatment, which is helpful for opioid and alcohol misuse.
Does Humana Cover Suboxone & Methadone?
Medication-assisted treatment (MAT) uses FDA-approved medications along with other therapies to treat addiction. Humana insurance coverage for MAT prescriptions, such as Suboxone and methadone, depends on your specific plan. You may need to choose a MAT provider that’s within the plan’s network to get the coverage you need.
Does Humana Cover Other Mental Healthcare?
Mental and behavioral health coverage is available for most Humana members. Humana plans pull from a network of 65,000 mental and behavioral health professionals. Many of Humana’s mental and behavioral health services are provided by the company’s subsidiary, Humana Behavioral Health.
Most Humana plans cover behavioral and mental health services. This can be very helpful since many people who struggle with substance use issues also have mental health concerns. Having both of these co-occurring disorders treated in an integrated way is essential for long term recovery.
Keep in mind that mental health, behavioral health, and substance use treatment may require preauthorization or a referral from your primary doctor before they will be covered by insurance. Before you enroll in a program, be sure to contact your insurance provider to verify coverage.
What Are Humana Plans and Coverage Areas?
Humana offers lots of plan types. You can look at individual or family plans in the Marketplace. If you qualify you can get Medicare or Medicaid plans from Humana. They also offer useful supplemental plans like vision and dental.
You can buy the supplemental through the Marketplace in your state or your employer might offer them. Since vision and dental aren’t part of most health plans, it can be helpful to have this coverage.
Humana offers Medicare Advantage plans (Medicare Part C). If you have Original Medicare you can buy your Part D drug coverage, a Medicare supplement (Medigap) plan or a special needs plan through Humana.
They also work with the state and federal government to provide Medicaid plans referred to as Humana Healthy Horizons. Participants can enroll through their state’s marketplace or through their state’s Medicaid agency.
Every state has their own eligibility requirements for coverage. These include: income guidelines, qualified medical conditions, pregnancy and age. Services covered will depend on what state an individual resides.
Humana offers Medicare plans in 49 states Washington DC and Puerto Rico. Their Medicare prescription drug plans are available in all states and include Washington D.C. and Puerto Rico. Humana Medicaid is available in Florida, Illinois, Indiana, Kentucky, Louisiana, Ohio, Oklahoma and South Carolina.
What Types of Inpatient Addiction Treatment Does Humana Cover?
Individuals requiring inpatient alcohol and substance use disorder treatment will need to meet medical necessity requirements. Covered services include medical detox, counseling services, and case management. Individuals should check with their insurance provider to determine coverage and what out of pocket expenses will be. Clients are often required to seek care at Humana participating facilities.
For individuals using the Humana Health Horizons (Medicaid) coverage differs from state to state. Verification of covered services is recommended and prior authorization may be required before services are initiated.
What Types of Outpatient Addiction Treatment Does Humana Cover?
When you attend a few hours of treatment a week but otherwise live at home that’s known as outpatient treatment. It could be an intensive program with more hours per week or a general one with fewer. You can also access aftercare services to stay on track outside of treatment. Outpatient rehab often includes individual and group counseling. Medication assisted treatment may be an option for those struggling with opioid or alcohol misuse.
For members with Humana Health Horizons covered services can differ between states and should be verified prior to seeking care. In many cases Humana will help individuals find participating facilities and providers for care.
How Much Does Addiction Treatment Cost With Humana?
Costs will depend on the type of Humana plan an individual participates in. It is important to check the benefits summary of your policy or contact a Humana representative to understand what services are covered and an estimated cost of out of pocket expenses. Many services will require prior authorization, medical necessity and Humana participating providers.
How to Verify Coverage With Humana
Individuals should check with their insurance provider by speaking with a care representative on the telephone or by logging into their online account to verify their coverage is active.
Through the online account an individual can check for in network providers and can utilize their care management professionals to assist in locating participating providers and facilities.
Additionally individuals can work with treatment centers to verify insurance plan participation and determine out of pocket expenses. It is important to have policy information available because coverage differs between Humana plans.
What to Do if Humana Won’t Cover the Full Cost of Rehab
Sometimes you’ll find that Humana covers some of the cost but not all of it when it comes to rehab. Other times the program you are interested in is not part of the network, so you have to pay out of pocket.
In a case like this, you can work with the treatment center to create a payment plan. Some centers also offer scholarships to those who need it. You can even apply for health credit such as CareCredit to pay the amount off over time. Finally you can find low cost or free treatment offered by nonprofits or your local community. Resources for these services can be found on SAMHSA website at SAMHSA.GOV.
What’s the First Step in Getting Addiction Treatment With Humana?
It is important for individuals to work with their health care providers to determine what is the best course for treatment to meet their unique needs. For those with insurance coverage many times prior authorization is required before obtaining care. For optimal coverage, you need to work with in network or participating facilities and providers.
Humana has resources on their website to aid in locating participating providers. Depending on what type of coverage an individual has they may provide case management services to help those with alcohol and substance use disorder locate facilities that accept Humana insurance.
For many individuals it is important to find programs that not only meet their treatment needs but recognize unique needs such as LGBTQ+, veterans issues, and spiritual/religious preferences. These should be considered when selecting a facility or provider.
Help in selecting appropriate services can be obtained by speaking with the facility or provider, researching different treatment centers, and by working with Humana case management to determine what will benefit you on their recovery journey.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
Calls to numbers on a specific treatment center listing will be routed to that treatment center. Calls to any general helpline could be forwarded to SAMHSA or a verified treatment provider.
If you wish to connect with non-sponsor centers, you can browse top-rated listings, visit our homepage and browse by state, or visit SAMHSA.
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