Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.
Humana Insurance Coverage for Addiction Treatment
Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.
Humana began its storied history of service not as an insurance provider but as a nursing home facility called Extendicare, which was launched in 1961 by David A. Jones Sr. and H. Wendell Cherry. By 1968, Extendicare had grown into one of the largest elder care provider networks in the country.
In the 1970s, the company transitioned from elder care to acute and general hospital care services. It was rechristened under the Humana brand in 1974. By the 1980s, Humana expanded its services once again to include managed care and health insurance coverage and by the 1990s, it sold its hospital interests. Today, Humana is one of the top health insurance providers in the US.
Does Humana Cover Drug and Alcohol Rehab?
Most Humana health insurance plans cover substance abuse treatment. The amount of coverage depends on your specific plan, the treatment you choose, and whether the drug or alcohol rehab is in-network or out-of-network.
Treatment generally starts with a visit to the primary care physician who can then seek authorization to refer you to a substance use treatment provider. To learn more about your coverage and any out of pocket expenses, call the number on the back of your insurance card to speak with a Humana representative.
Plans vary, but coverage often includes treatment options such as medical detox, inpatient or residential treatment, and outpatient care. You may also have coverage for medication assisted treatment, which is helpful for opioid and alcohol misuse.
This is an ad and Boca Recovery Center – New Jersey Drug & Alcohol Rehab is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More
Very professional, great counselors, and a very good learning experience. Gave me structure and coping skills. Additionally, the psychiatric counseling was top notch.
Gregory Gheen
2 months ago
When it came to the realization I needed help to overcome my addiction, I ended up choosing to go to Sobermans. I couldn't have been more grateful for this choice and the experience. I can't say enough about the accommodations, setting, and food. However those things mean nothing without the proper staff. The best thing about Sobermans is their people. The care I received from each and every member of staff there was overwhelming. I've since returned for some aftercare and Alumni events, and upon my return, it feels like home. I would highly recommend Sobermans for any man that needs help with addiction or getting your mind cleared. I promise, if you put in the effort that their staff does, you will leave different person!
backfortyhunter Rose
3 months ago
Soberman’s estate saved my life and the staff was tremendously amazing. I deeply appreciate their commitment to assisting individuals battling with depression and other addictions. Thank you Brady, Trish, Janice, Jody, Allen and the entire staff.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionMental Health
Adult ProgramLGBTQ ProgramYoung Adult ProgramMilitary Program
Self-Pay OptionsMonthlyPrivate Insurance
STR and its staff has truly played a pivotal role in guiding me through life struggles past and present.
Vincent DAngelo
2 weeks ago
STR has been a very special experience. Normally I’m very uncomfortable being in groups while talking about personal issues, but this place has made it very easy to open up!
Matthew Reilly
3 weeks ago
STR has an amazing community from staff to clients!
This whole team was extremely supportive when my loved one was in crisis. They walk you through every step of the way with care. I highly recommend if you have anyone struggling with drug or alcohol addiction.
Jennifer Luppens
1 month ago
This place is god sent. I have been in several trauma centers in Florida and they are the only ones that seem to get it! Great snacks, fashionable donations (including shoes), and even better Techs.
Ive been clean since the holidays due to their new beginnings of sobriety excitement and impressive alumni support system +Nikki. Thanks, Boca 😀.
Beach Beauty
3 months ago
Boca is an amazing place. The staff is absolutely amazing. I was fortunate enough to be able to work with Misty and Sondra. From day 1 until the day I left was a complete 180. Misty helped set me up for my next steps, and truly cares and checked in on me to make sure it was the right fit. She got to know understood me as a person and truly knew the right next steps for me to be set up for success. Highly recommend Boca.
This is an ad and Avenues Recovery Center at Clarksville is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More
For anyone wondering whether or not they need to seek treatment, if you’re asking yourself that question then you likely do. Legacy will help you through every step of the process including getting you a ride to detox or the airport if you need it. They will set up your flights. They will check in on you through every step of the way and when you arrive you are in good hands. Don’t be afraid to ask for help, I was five years sober without seeking help and I still picked the bottle back up. You’ll learn to open up here and the weight that comes off your shoulders can’t be put into words. The houses you stay in truly are like a family. You won’t be judged for who you are.
Quentin Reintjes
2 weeks ago
Legacy has provided a great experience thus far and has me on track and pointed in the right direction for continued prolonged success. The staff have all been fantastic. They are understanding, relatable, and passionate about their work and the successful futures of everyone that walks through their doors.
Robert J. Yudt
2 weeks ago
Clinical help is professional and very helpful. I have 50 years of addiction and this is my first ever PHP experience. I am grateful.
This was my second tine in DFC outpatient treatment, the reason I chose DFC was their teaching, there, client, and the friendly environment. I have been to many treatment centers in my past when I knew in my heart I was serious about recovering from drugs and alcohol. There was no other place that I wanted to go other than Design For Change. They give group and individual counseling tailored for the individual which helped me tremendously. They help me find out what I want and how to go about getting it in the group setting they don’t allow disturbances. They make sure everyone is focused. An attentive, which makes it easy to learn. DFC, my wife says thank you for giving her her husband back.
Steven Jackson
2 weeks ago
I have attended the Family Workshop many times. It is so amazing and has helped me so much. Dealing with addicted loved ones is so hard. You must have a support system to help you navigate all of the scary, stressful heartbreaking realities of this disease. The Design For Change staff have become like family to me. I know I can call on them when I need advice, someone to listen or just a shoulder to weep on. They understand and are always willing to help. I feel so very blessed to have found them. I wish every suffering addict and their family members would come to DFC for support and help. I am stronger and definitely more educated in dealing with my addicted loved ones one. If you are suffering from addiction or have a family member or loved one who is an addict, there is hope and help at DFC!
Regina Linton
1 month ago
Design for Change is great. Very helpful, staff is supportive and real. Consuelo is the best! They really care about their clients. I went there, and received good advice, and outstanding treatment. Thank God for DFC
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance AbuseMental Health
Adult ProgramProgram For Men
Private InsuranceSelf-Pay Options
Coming to Jaywalker was a pivotal turning point in my journey to recovery from substance abuse. I admitted to this program reluctant and broken, not knowing if treatment could help me live a life of fulfillment and freedom from addiction. Jaywalker taught me that community and connection could free me from the desperate cycle of addiction that I felt trapped in. The program focuses on a community based approach to recovery. During the program, I went on activity expeditions, played golf on beautiful courses in the area, competed in pickleball tournaments, and hiked a 14er. The Jaywalker Counselors and Staff are there with you and by your side 24/7 to work with you in all facets of your life. The friends I’ve made at Jaywalker are friends I’ll have the rest of my life. I’m proud to say that I just celebrated my 1st year of Sobriety, and I’m forever grateful what Jaywalker has done for me to help me get there.
Ryan Ceccarelli
4 weeks ago
I am an interventionist and consultant who helps families find appropriate treatment options for their loved ones. All of the clients I have placed at Jaywalker have had an excellent experience and have grown significantly throughout their time there. Their treatment approach is clinically sophisticated, and also acknowledges that treatment is only a small piece of the puzzle in regards to a lifetime of recovery. That is why they focus so much attention on community integration, which research indicates is what really results in long term change.
Carbondale offers a rich recovery community, and Jaywalker is very much at the heart of that community. If your loved one is in need of great clinical work, meaningful experiences in recovery, and a strong and supportive community. Jaywalker would be an excellent option.
Henry Maxwell
1 month ago
This place saved my life. Coming in I was a broken man with no idea how to live a functioning and meaningful life. With the guidance of my peers and the staff here they let me regain a part of my soul I lost a long time ago. The town of Carbondale has an amazing recovery community with people that really care. Coming here was the best decision I’ve ever made and I’m forever grateful that I did.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance Abuse
Adult ProgramYoung Adult ProgramProgram For MenProgram For Women
Private InsuranceSelf-Pay OptionsFinancial Aid
The facility, staff and overall program was first rate. I cannot recommend Discovery Point enough to those seeking help with learning to control an addiction and living a clean healthy life.
Jim Heitz
3 weeks ago
I don’t even know where to begin. This treatment center is truly changing lives. My husband attended their program during one of the hardest times our family has ever faced, and I can confidently say they gave us hope and confidence in his recovery.
From day one, the staff treated him with compassion and dignity. They weren’t just professionals—they were caring, patient, and truly passionate about helping people rebuild their lives. The counselors went above and beyond, not just helping him work through addiction, but helping him rediscover who he is without it.
What meant the most to me as a spouse was how they kept family involved and supported throughout the process. I felt heard and understood. This wasn’t just treatment—it was transformation.
Christi Singleton
1 month ago
Discovery Point is an amazing place. I’ve only been here for a week, but it already feels like home. A pool, nice gym, great staff, and amazing chefs. Drew (chef) on top of her great cooking, is so positive and always smiling, and Star makes the best desserts - we even get desserts at breakfast when she’s here!! At the support staff and nurses are so kind and patient.
So if you need a place to heal and recover from your addiction issues - this is the place:)
So I don't know where to start, besides Nicki is absolutely amazing. She has broken her back for me left, and right. Because of her I'm sober today. Love u Nicki. And an extra shout out to Boca recovery, and all of the staff there. This team is off the charts! I'm so happy and grateful. Give her a shot and see for yourself if u need recovery.
Craig Land
3 weeks ago
I would like to thank God for sending me to BOCA Recovery Center. When I first got there I couldn't believe it. The place was immaculate. Everything was in order, From the staff to the cleanliness. The snack bar was always full. They even had their own drink machine. The nurse is always on duty. Anytime you need your medicine you got it. No matter the time. My bedroom had a flat screen TV with Netflix, Amazon Prime, Tubi, Pluto TV and much more. They have community cigarettes, Basketball Court and a Gazebo! I couldn't believe this place! They have a private chef! They feed you three times a day all hot meals. You also can also go to group. They have a big screen TV in the common area. So if you want to talk and watch TV you can! They also have a PS5! I couldn't feel more comfortable anywhere else! Thank You BOCA RECOVERY CENTER for a 10 star detox!
Willie Gordon
3 weeks ago
I had a great experience at Boca Recovery. The staff really make this a 5 star facility. If you come to Boca and take advantage of all they have to offer, they really set you up
for success.
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Frequently Asked Questions
Does Humana Cover Suboxone & Methadone?
Medication-assisted treatment (MAT) uses FDA-approved medications along with other therapies to treat addiction. Humana insurance coverage for MAT prescriptions, such as Suboxone and methadone, depends on your specific plan. You may need to choose a MAT provider that’s within the plan’s network to get the coverage you need.
Does Humana Cover Other Mental Healthcare?
Mental and behavioral health coverage is available for most Humana members. Humana plans pull from a network of 65,000 mental and behavioral health professionals. Many of Humana’s mental and behavioral health services are provided by the company’s subsidiary, Humana Behavioral Health.
Most Humana plans cover behavioral and mental health services. This can be very helpful since many people who struggle with substance use issues also have mental health concerns. Having both of these co-occurring disorders treated in an integrated way is essential for long term recovery.
Keep in mind that mental health, behavioral health, and substance use treatment may require preauthorization or a referral from your primary doctor before they will be covered by insurance. Before you enroll in a program, be sure to contact your insurance provider to verify coverage.
What Are Humana Plans and Coverage Areas?
Humana offers lots of plan types. You can look at individual or family plans in the Marketplace. If you qualify you can get Medicare or Medicaid plans from Humana. They also offer useful supplemental plans like vision and dental.
You can buy the supplemental through the Marketplace in your state or your employer might offer them. Since vision and dental aren’t part of most health plans, it can be helpful to have this coverage.
Humana offers Medicare Advantage plans (Medicare Part C). If you have Original Medicare you can buy your Part D drug coverage, a Medicare supplement (Medigap) plan or a special needs plan through Humana.
They also work with the state and federal government to provide Medicaid plans referred to as Humana Healthy Horizons. Participants can enroll through their state’s marketplace or through their state’s Medicaid agency.
Every state has their own eligibility requirements for coverage. These include: income guidelines, qualified medical conditions, pregnancy and age. Services covered will depend on what state an individual resides.
Humana offers Medicare plans in 49 states Washington DC and Puerto Rico. Their Medicare prescription drug plans are available in all states and include Washington D.C. and Puerto Rico. Humana Medicaid is available in Florida, Illinois, Indiana, Kentucky, Louisiana, Ohio, Oklahoma and South Carolina.
What Types of Inpatient Addiction Treatment Does Humana Cover?
Individuals requiring inpatient alcohol and substance use disorder treatment will need to meet medical necessity requirements. Covered services include medical detox, counseling services, and case management. Individuals should check with their insurance provider to determine coverage and what out of pocket expenses will be. Clients are often required to seek care at Humana participating facilities.
For individuals using the Humana Health Horizons (Medicaid) coverage differs from state to state. Verification of covered services is recommended and prior authorization may be required before services are initiated.
What Types of Outpatient Addiction Treatment Does Humana Cover?
When you attend a few hours of treatment a week but otherwise live at home that’s known as outpatient treatment. It could be an intensive program with more hours per week or a general one with fewer. You can also access aftercare services to stay on track outside of treatment. Outpatient rehab often includes individual and group counseling. Medication assisted treatment may be an option for those struggling with opioid or alcohol misuse.
For members with Humana Health Horizons covered services can differ between states and should be verified prior to seeking care. In many cases Humana will help individuals find participating facilities and providers for care.
How Much Does Addiction Treatment Cost With Humana?
Costs will depend on the type of Humana plan an individual participates in. It is important to check the benefits summary of your policy or contact a Humana representative to understand what services are covered and an estimated cost of out of pocket expenses. Many services will require prior authorization, medical necessity and Humana participating providers.
How to Verify Coverage With Humana
Individuals should check with their insurance provider by speaking with a care representative on the telephone or by logging into their online account to verify their coverage is active.
Through the online account an individual can check for in network providers and can utilize their care management professionals to assist in locating participating providers and facilities.
Additionally individuals can work with treatment centers to verify insurance plan participation and determine out of pocket expenses. It is important to have policy information available because coverage differs between Humana plans.
What to Do if Humana Won’t Cover the Full Cost of Rehab
Sometimes you’ll find that Humana covers some of the cost but not all of it when it comes to rehab. Other times the program you are interested in is not part of the network, so you have to pay out of pocket.
In a case like this, you can work with the treatment center to create a payment plan. Some centers also offer scholarships to those who need it. You can even apply for health credit such as CareCredit to pay the amount off over time. Finally you can find low cost or free treatment offered by nonprofits or your local community. Resources for these services can be found on SAMHSA website at SAMHSA.GOV.
What’s the First Step in Getting Addiction Treatment With Humana?
It is important for individuals to work with their health care providers to determine what is the best course for treatment to meet their unique needs. For those with insurance coverage many times prior authorization is required before obtaining care. For optimal coverage, you need to work with in network or participating facilities and providers.
Humana has resources on their website to aid in locating participating providers. Depending on what type of coverage an individual has they may provide case management services to help those with alcohol and substance use disorder locate facilities that accept Humana insurance.
For many individuals it is important to find programs that not only meet their treatment needs but recognize unique needs such as LGBTQ+, veterans issues, and spiritual/religious preferences. These should be considered when selecting a facility or provider.
Help in selecting appropriate services can be obtained by speaking with the facility or provider, researching different treatment centers, and by working with Humana case management to determine what will benefit you on their recovery journey.
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By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.