Freedom Health Insurance Coverage for Drug Rehab

Discover Freedom Health’s Medicare Advantage plans in Florida, covering drug rehab and addiction treatment. Explore options for personalized care today!

Freedom Health Insurance Coverage for Drug Rehab

Discover Freedom Health’s Medicare Advantage plans in Florida, covering drug rehab and addiction treatment. Explore options for personalized care today!

Freedom Health is a managed care organization (HMO) that offers Medicare Advantage insurance plans in Florida. Plans are available to people who are eligible for Original Medicare due to their age or disability.

Freedom Health also offers chronic special needs plans (C-SNPs) and dual special needs plans (D-SNPs) that are available to people who have both Medicare and Medicaid.

Freedom Health’s headquarters are in Tampa, Florida. The company was founded in 2005 and currently has more than 62,000 members throughout 24 Florida counties. As an HMO, Freedom Health utilizes its own network of doctors and specialists to provide services to members.

Freedom Health’s provider network consists of primary care doctors, specialist providers, and pharmacies. Freedom Health has a Medicare rating of 4.5 stars (out of 5) for its Medicare Advantage plans.

Does Freedom Health Cover Drug Rehab & Addiction Treatment?

Freedom Health Medicare Advantage plans do cover mental health and substance abuse treatment in addition to medical treatments. Substance abuse treatment options will differ depending on the policy chosen. Copays or coinsurance may apply. Some policies may also have limitations on certain services.

Freedom Health plans may require you to use doctors and centers in the plan’s network to get coverage, so be sure to check out your plan’s specific details before you commit to treatment. For those plans that have out of network coverage, you’ll pay quite a bit more in out of pocket costs if you use a non network provider, so keep that in mind.

What Types of Inpatient Rehab is Covered By Freedom Health?

Drug rehab treatment options that may be available through Freedom Health’s Medicare Advantage insurance policies include a range of inpatient services.

Detoxification to remove drugs from the body, as part of alcohol or opioid addiction treatment, may be covered through some Freedom Health insurance plans. During detox, typically one of three FDA-approved medication-assisted treatment (MAT) medications–methadone, naltrexone, or buprenorphine–are used. Detox treatment is often administered as part of inpatient hospitalization.

Inpatient drug rehab in a clinic or a hospital may be covered by Freedom Health, just as it is available through Original Medicare Part A. Inpatient care must be verified as medically necessary by a physician.

Inpatient mental health treatment is also part of Freedom Health plans, but it also must be verified as medically necessary and you’ll need to choose a clinic that is approved by Medicare and accepts your specific insurance plan.

What Types of Outpatient Rehab are Covered By Freedom Health?

When you’ve completed inpatient treatment, or if your doctor recommends that you start with outpatient care, there are a variety of programs that may be available to you.

Partial hospitalization programs (PHPs), which are also called day programs, are delivered as outpatient treatment in community mental health hospitals or community mental health centers. In PHP programs patients attend sessions during the daytime and return to their homes at night.

PHPs following Medicare guidelines must be directly supervised by a physician. Treatments must be outlined in an individualized care plan ordered by the doctor. Most PHP sessions last 4-8 hours a day and take place over three to five days a week.

A total of at least 20 hours of treatment per week for 3-4 weeks are typical. However, treatment can last up to two months or more, if the treatment plan specifies it. PHP treatment includes individual, group, and family counseling, along with addiction and relapse prevention education; it may also include mental health medication when it is needed.

Intensive outpatient programs (IOPs) often include 9-20 hours of treatment per week, with these hours spread across 3-5 days. A recommendation of 90 days of treatment is typical for IOPs.

IOP programs include individual, group, and family counseling sessions, plus addiction and relapse prevention education. 12-step programming may be offered. Some intensive outpatient programs are structured as opioid treatment programs, which have been covered by Medicare since 2020.

General outpatient care meets once or twice a week and can help you maintain and reinforce everything you’ve learned in previous levels of addiction and mental health treatment.

Medicare Part B covers telehealth services by phone or internet when these services are provided by a physician or a mental health counselor who is contracted with Medicare as a provider. For services that treat addiction, mental health, or both, you don’t have to be in a specific area; instead, you can receive telehealth treatment from home.

Because Medicare Advantage plans must cover at least as much as Original Medicare, your Freedom Health plan will also include these telehealth options.

Are There Additional Benefits Available With Freedom Health?

Many Medicare Advantage plans offer additional benefits that Original Medicare doesn’t have. Freedom Health is one of the company that offers a variety of extra benefits and coverage.

For example, they have premium reimbursement for some Medicare Part B fees, which is returned to you in your Social Security check. Freedom Health plans also provide free wellness checks and screenings, 24/7 access to a nurse advice line, and a Free Silver Sneakers® fitness program membership.

You may also get a monthly pharmacy allowance of up to $125 for over the counter drugs and transportation to provider visits. Members of the special needs program (SNP) plans have access to caseworkers who can help you manage finances, keep your home safe, access the medication you need, and connect you to other resources.

What Are Freedom Health Plan and Care Levels?

Freedom Health offers 3 types of Medicare Advantage plans. They are Health Maintenance Organization (HMO), Special Needs Plan (SNP), and Point of Service (POS) plans.

Their HMO plan offers participants the ability to choose their own primary care provider from a list of participating health professionals. Should a patient require the services of a specialist the PCP is able to send a referral to that provider for coverage. Some of these plans have no monthly premium costs and have low copayment requirements.

The SNP plan is for individuals who qualify for Medicaid or Medicare due to a chronic illness regardless of age. This plan helps individuals to offset the out of pocket cost of their medical treatment and prescription costs. Some of these plans have no monthly premium costs and have no copayment requirements.

Freedom Health’s POS plan offers the participants the option of seeing both in network and out of network providers and hospitals. The amount of coverage is greater when individuals see in network providers. For out of network care there is a higher out of pocket cost. Referrals to specialists may be required from the patient’s primary care provider.

Additional Services Available from Freedom Health

Premium reimbursement for Medicare’s Part B fees. Money is returned via your Social Security check.
Free wellness checks and screenings
24/7 access to a Nurse Advice line
Monthly pharmacy allowance ($35-$125, depending on the plan) for over-the-counter drugs and other pharmacy items
Fitness program – Free Silver Sneakers® fitness program membership. Some plans offer allowances to use at other facilities, such as golf or tennis facilities.
Transportation to provider service visits, pharmacy, and transportation for other health needs
Caseworkers– available to chronic special needs program (SNP) policyholders. Social workers can help with managing finances (ex: paying bills), home safety recommendations, accessing medications, food assistance, or attending to behavioral health needs.

Freedom HealthPlans

Freedom Health offers 30 different insurance plans. Five commonly purchased plans are:

Freedom Medicare Rx HMO plans

Available in ten Florida counties and feature no annual deductibles and no monthly premium costs.
Maximum annual out-of-pocket costs are $2,700 -$3,000.

Freedom Platinum Rx HMO plans

Available in many Florida counties. They require no annual deductible and no monthly premium fees.
Annual out-of-pocket maximums range from $1,750-$3,400.

Freedom Platinum Plus Rx HMO plans

Available in most Florida counties. These plans require no annual deductible.
Monthly premium fees range from $23 to $43.
Annual out-of-pocket maximums range from $1,500- $3,400.

Freedom Medi-Medi Full (HMO D-SNP) plans

Available in many Florida counties.
There is no monthly premium fee and no annual out-of-pocket maximum. Annual deductible is $545.

Freedom Medi-Medi Partial (HMO D-SNP) plans

Available in many Florida counties.
Monthly premium fees are $25.90/month. Annual deductible is $545. There is no annual out-of-pocket maximum.

By Rita Milios

Published on August 28, 2024

Medically Reviewed by Katie Price

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Chrysalis Health – Broward Boulevard 3800 West Broward Boulevard Suite 100 Fort Lauderdale, FL 33312 2.3(32 reviews)	Chrysalis Health’s Broward Boulevard site in Fort Lauderdale, Florida, provides services to adolescents, adults, and their families who’re experiencing a mental health struggle or are navigating a substance use disorder. Care is offered in an outpatient setting or a more intensive program. Both programs tailor care to your unique needs. Chrysa	Available Treatments Payment Options Programs Available Treatments Outpatient Payment Options MedicaidPrivate insuranceSelf-Pay OptionsFinancial AidSliding Scale Payment AssistanceMilitary Insurance Programs Adult ProgramLGBTQ ProgramYoung Adult Program	Lamay Ruiz Chrysalis was referred by my daughter s pediatrician. They were the only providers who had licensed therapist and who dealt with pediatrics. I ve had a great experience with all the staff members from the initial intake, to medical records and the Therapist. My daughter was very shy at first during the zoom session but Keianna was very patient and helped with my daughter becoming comfortable. Keianna, was not only amazing for my daughter s needs and condition but she helped me as the mother as well. I am now capable of having a better communication and understanding of my daughter s condition. Our relationship has grown and her feelings are capable of being expressed without her feeling so frustrated thanks to all the helpful tips Keianna provided during sessions. I also used chrysalis many years ago with my other daughter and Ryan was amazing as well!! Thank you for all your help!!!!
Central Florida Treatment Center 7 North Cocoa Boulevard Cocoa, FL 32922 2.6(18 reviews)	Central Florida Treatment Center Cocoa is an outpatient opioid dependency and co occurring disorder treatment center. They offer medication assisted treatment (MAT) for opioid use disorder (OUD) for patients 18 and older. The facility is located on North Cocoa Boulevard in Cocoa, Florida and is accredited by The Joint Commission. They also accept m	Available Treatments Payment Options Programs Available Treatments OutpatientMedically Assisted Detox Payment Options MedicaidSelf-Pay OptionsMedicare Programs Adult ProgramYoung Adult Program	Nipsey Hussle I have to say that since I have been going to this clinic every person working there has been nothing but nice to me! I really enjoy seeing the staff when I go in!
Peace River Center Substance Use Treatment 1825 Gilmore Avenue Lakeland, FL 33805 4.5(1 reviews)	Located in Lakeland, Florida, Peace River Center Substance Abuse Services provides alcohol and drug rehab services to adults and adolescents seeking recovery. Their levels of care include intensive outpatient, outpatient, and aftercare. The intensive outpatient program provides individuals a chance to receive a higher level of engagement in their p	Available Treatments Payment Options Programs Available Treatments OutpatientIntensive OutpatientAftercare Support12-StepIntervention ServicesMedically Assisted Detox Payment Options Private InsuranceSelf-Pay OptionsFinancial AidSliding Scale Payment AssistanceMedicareMilitary InsuranceMedicaid Programs Adult ProgramYoung Adult Program	Very good pleasent staff and nice doctor's
Wellington Retreat 7051 Seacrest Blvd Wellington, FL 33462	Wellington Retreat, located in Wellington, Florida is a private alcohol and drug rehab that offers treatment for a variety of substance abuse addictions. They offer residential care providing long term support for addiction recovery.	Available Treatments Payment Options Available Treatments Inpatient Payment Options Medicaid
Kinder Konsulting & Parents Too 2479 Aloma Avenue Winter Park, FL 32792	Kinder Konsulting & Parents Too, located in Winter Park, Florida is a private alcohol and drug rehab that offers treatment for a variety of substance abuse addictions including co-occurring mental health disorders. They offer flexible outpatient addiction therapy allowing patients to live at home while receiving regular treatment. Specialty rehab	Available Treatments Payment Options Available Treatments Outpatient Payment Options MedicaidSelf-Pay OptionsSliding Scale Payment AssistanceMilitary Insurance
Peace River Center 1000 South Highlands Avenue Sebring, FL 33870	Peace River Center, located in Sebring, Florida is a non-profit alcohol and drug rehab that offers treatment for a variety of substance abuse addictions including co-occurring mental health disorders. They offer flexible outpatient addiction therapy allowing patients to live at home while receiving regular treatment. Specialty rehab programs at Pe	Available Treatments Payment Options Programs Available Treatments Outpatient Payment Options MedicaidPrivate insuranceSelf-Pay OptionsFinancial AidMedicareMilitary Insurance Programs Adult ProgramLGBTQ ProgramMilitary ProgramYoung Adult Program
Phoenix Resolutions Treatment Facility 518 S.W. Prima Vista Blvd. Port Saint Lucie, FL 34983	Phoenix Resolutions Treatment Facility, located in Port Saint Lucie, Florida is a private alcohol and drug rehab that offers treatment for a variety of substance abuse addictions including alcoholism, co-occurring mental health disorders, and opiate addiction. They offer supervised medical treatment to safely manage withdrawal symptoms during detox	Available Treatments Payment Options Programs Available Treatments OutpatientIntensive OutpatientMedically Assisted DetoxAftercare Support Payment Options Self-Pay OptionsPrivate insuranceMedicaidMedicare Programs Adult ProgramYoung Adult Program