Health Insurance for Drug Rehab: Comparing Major Insurance Providers

Does Health Insurance Cover Drug & Alcohol Rehab?

Health insurance plans will generally cover treatment for drug and alcohol addiction and mental health conditions. That means, if you are struggling with a substance use disorder (SUD) and you have insurance, you should use your coverage to the fullest in order to get the quality care you need and deserve.

Naturally, the specific health insurance plan you carry will determine how much of your treatment is covered, as well as how much you will be asked to pay out-of-pocket.

Learn More About Health Insurance & Rehab

How to Verify Your Insurance Plan’s Addiction Treatment Coverage

Insurance coverage can be confusing. Fortunately, you can take a shortcut to find out the specifics of your insurance plan. Try one of the following tips:

  • Call the phone number on the back of your insurance card.
  • Contact your provider directly through their website.
  • Read more about your plan on the company website.
  • Call a rehab facility and ask them about the types of insurance plans they accept.

What Types of Private Insurance Plans Are Available?

When looking to purchase health insurance, you will notice there are five common types of health insurance plans. Generally referred to by their acronyms, those types of plans are:

  • PPO: Preferred provider organization (PPO) plans allow you to choose your own doctors and rehab treatment facilities, and they don’t require referrals to see specialists. You’ll pay more out-of-pocket costs with this type of plan.
  • HMO: Health maintenance organization (HMO) plans feature lower monthly premiums but higher deductibles. An HMO offers a network of healthcare providers that are approved by the insurance company. Treatment from out-of-network providers is not covered, and referrals are required to see specialists.
  • POS: Point of service (POS) plans are a mix of PPO and HMO benefits. They offer coverage for out-of-network providers, but if you choose “in-network” providers, you receive a discount. They also require referrals to see specialists.
  • EPO: Exclusive provider organization (EPO) plans don’t require referrals to see specialists. However, they don’t offer coverage for out-of-network providers.
  • HDHP: High-deductible health plans (HDHP) feature a sizable annual deductible but lower monthly premiums. HDHPs usually cover preventive care with no copay required.

Coverage Details for Major Health Insurance Providers

While it’s best to check with your insurance provider for specific details on what’s covered under your plan, below you’ll find a list of 20 major health insurance providers and generalized coverage details for alcohol and drug addiction treatment.

Aetna 

Your Aetna health insurance plan covers substance abuse treatment. The amount of coverage depends on your specific plan, the treatment you choose, and whether the drug or alcohol rehab is in-network or out-of-network. To learn more about your coverage and any out-of-pocket expenses, call the number on the back of your insurance card to speak with an Aetna representative.

Learn more about Aetna insurance.

Arizona Health Care Cost Containment System (AHCCCS)

The Arizona Health Care Cost Containment System (AHCCCS) offers comprehensive addiction treatment, covering inpatient and outpatient services at minimal cost. With a focus on medically necessary care, AHCCCS also provides medication-assisted treatment and support for co-occurring mental health disorders.

Learn more about AHCCCS insurance.

Ambetter

Ambetter offers individual and family plans on the Insurance Marketplace of 29 states across the country. They also have vision and dental plans that are sold separately. The company serves more than 4 million members and provides comprehensive benefits, including mental health and substance use treatment. Members can also get rewards for healthy lifestyle choices, access to a 24/7 nurse line, virtual care, and more. Ambetter is part of the Centene Corporation.

Learn more about Ambetter insurance coverage.

Amerigroup Health

Amerigroup Health offers both Medicare and Medicaid insurance plans. The Medicare insurance plans, soon to be under the Wellpoint brand, are available in six states: New Jersey, Arizona, Iowa, Texas, Tennessee, and Washington state. Amerigroup also offers Medicaid plans in D.C. and Georgia, and Medicare-Medicaid plans in Texas. Medicare and Medicaid plans both offer mental health, substance use treatment, and behavioral health benefits.

Learn more about Amerigroup Health insurance coverage.

AmeriHealth

Founded in 1994 in Pennsylvania, AmeriHealth serves individuals, families, and employers with health insurance options in Pennsylvania, New Jersey, and nearby communities. There are subsidiaries of AmeriHealth that offer self funded plan administration for employers, workers compensation coverage, and Medicaid plans. The company is committed to reducing barriers to health and offering community focused and culturally appropriate treatment options.

Learn more about AmeriHealth insurance coverage.

AmWINS

AmWINS is a specialty insurance provider that offers group health insurance, which allows employers to offer health coverage to employees. They offer plans for self funded employers and small to mid market companies. They can help employers choose plans from 150 insurance carriers in nine states. They also connect employers with dental, vision, and life insurance options for employees.

Learn more about AmWINS insurance coverage.

Beacon Health

Beacon Health Options, now known as Carelon Behavioral Health, offers behavioral health benefits for health insurance plans, employers, and government agencies. The company has served over 47 million people over the decades it has been in operation. They can provide mental and behavioral health services, crisis solutions, well-being programs, and more. They also provide specialized services for military members and veterans.

Learn more about Beacon Health insurance coverage.

Blue Cross Blue Shield (BCBS)

BCBS is actually a combination of 36 affiliated insurance companies. Their companies and licensees vary by state. Depending on your policy, Blue Cross Blue Shield may cover addiction treatment at various levels. You can check with your provider directly to determine what is covered under your specific policy.

Learn more about Blue Cross Blue Shield insurance in:

Capital Blue Cross

Serving 21 counties in central Pennsylvania, Capital Blue Cross offers health insurance plans along with a variety of other member benefits. Members can take classes to learn about health, get fitness and nutrition advice, access virtual healthcare, and earn rewards through healthy living. The company is a licensee of the Blue Cross Association and offers a wide variety of health plan options, including Medicare, CHIP, employer plans, individual and family coverage, travel protection, and student health plans.

Learn more about Capital Blue Cross insurance coverage.

CareFirst

CareFirst has designed a behavioral health and substance abuse disorder program to provide plan holders with access to addiction treatment. Depending on your plan, you may be eligible for reduced rate drug and alcohol detox services. For members who receive addiction-only services at a preferred treatment center, some CareFirst plans will waive deductibles, coinsurance, and copayments.

Learn more about CareFirst insurance.

Carelon Behavioral Health

Carelon Behavioral Health was previously known as Beacon Health Options. Employers are able to outsource the behavioral health coverage they offer to employees to Carelon. Carelon administers a wide range of benefits, including well-being programs, crisis management benefits, and military and veteran support. They also have specialty programs like Autism Spectrum Disorder services, eating disorder treatment, substance use treatment, and peer support.

Learn more about Carelon Behavioral Health insurance coverage.

CareSource

CareSource is a nonprofit organization that provides a variety of health plans in eight states, including its home state of Ohio. In Arkansas, the company has teamed with healthcare groups to serve those with complex health needs. In Kentucky, West Virginia, and North Carolina, CareSource offers only Marketplace plans, and in Michigan they provide Medicaid plans. In Ohio, Indiana, and Georgia, the company offers a range of plans including Marketplace options, Medicaid, Special Needs, and care coordination plans.

Learn more about CareSource insurance coverage.

Centene Insurance

Centene insurance provides several plans that cover drug and alcohol rehab. This is part of Centene’s comprehensive approach to offering holistic care for their members. Services covered may include holistic therapies or evidence-based methods.

Learn more about Centene insurance.

CHAMPVA

CHAMPVA provides health coverage for addiction treatment, including inpatient and outpatient rehab options. Members can access medically necessary care with prior authorization, while also receiving mental health support.

Learn more about CHAMPVA insurance.

Children’s Health Insurance Program (CHIP)

The Children’s Health Insurance Program (CHIP) offers low-cost healthcare for children in families that earn too much for Medicaid. Coverage includes routine care, addiction treatment, and mental health services, varying by state. CHIP ensures essential health benefits, supporting children’s health and recovery needs.

Learn more about CHIP insurance.

Cigna

Cigna offers multiple health insurance plans. Some cover all types of substance abuse treatment, and others cover only certain types of programs. To determine what treatment is covered under your plan, call the number on the back of your insurance card.

Learn more about Cigna insurance.

ComPsych

ComPsych, founded in 1984, is the world’s largest provider of behavioral and mental health services. They provide behavioral health benefits for organizations and insurance companies in 200 different countries. They help employers and insurance companies provide employee assistance programs, wellbeing programs, mental health and substance use treatment, and other work life services.

Learn more about ComPsych insurance coverage.

Coventry

Coventry Health Care was founded in 1986 in Nashville and moved its headquarters to Maryland in 1998. Coventry provided Medicare Advantage plans, Medicare Part D plans, and Medicaid benefits in specific states. In 2013 the company was acquired by Aetna. At the time it was acquired, Coventry Health Care had over 5 million members.

Learn more about Coventry insurance coverage.

CVS Health Corp (Aetna)

Aetna has served customers for 170 years, and in 2018 it merged with CVS Health Corp and became a subsidiary of CVS. The company offers insurance plans on the Health Insurance Marketplace in multiple states. Customers can also get Medicare Advantage plans, supplemental plans such as vision or dental, and Medicaid plans, depending on the state. Aetna works hard in their local communities to improve health equity and remove barriers to healthcare.

Learn more about CVS Health Corp insurance coverage.

Elevance Health (Anthem)

Elevance offers insurance plans affiliated with Anthem Blue Cross Blue Shield and Wellpoint. The company also provides research on health innovations and the impact of different laws on the quality and cost of healthcare. The overall goal of Elevance is to reimagine the healthcare system, strengthen communities, and improve healthcare outcomes for everyone.

Learn more about Elevance Health (Anthem) insurance coverage.

Evernorth Health Services

Evernorth Health Services, part of Cigna, offers comprehensive solutions for addiction treatment and behavioral health care. With services like telehealth and inpatient support, they help ensure continuity of care.

Learn more about Evernorth Health Services insurance coverage.

Excellus Health

Excellus provides health insurance to almost 1.5 million members across 31 upstate New York counties and is a member of the Blue Cross Blue Shield Association. They are headquartered in Rochester, NY, and offer a variety of health plans including individual and family plans, Medicare and Medicaid plans, state sponsored plans, and more. Excellus also provides funding to organizations pursuing innovation in health equity.

Learn more about Excellus Health insurance coverage.

Fidelis Care

Fidelis Care offers a variety of health insurance plans in New York, including options for individuals, families, and those eligible for Medicaid or Medicare. Their plans cover essential benefits, including addiction treatment and mental health services, ensuring comprehensive support for members’ healthcare needs.

Learn more about Fidelis Care insurance coverage.

First Choice Health

First Choice Health helps self-funded employers provide quality health insurance, offering a vast PPO network and behavioral health services. Founded in 1985 and serving multiple states, they prioritize community involvement and support mental health alongside addiction treatment for a holistic approach to employee wellness.

Learn more about First Choice Health insurance coverage.

First Health Network

First Health Group, a subsidiary of Aetna, offers extensive PPO networks for addiction and mental health treatment. They connect members with quality care while ensuring coverage aligns with insurance plans.

Learn more about First Health Network insurance coverage.

First Medical Health Plan

Founded in 1977, First Medical Health Plan serves Puerto Rico with high quality, low cost coverage and medical care. They have plans for individuals, government employees, and companies who want to offer insurance to their employees. Members do not pay deductibles for most services and have access to a telephone hotline staffed by nurses who can give advice about medical situations 24 hours a day, 365 days a year.

Learn more about First Medical Health Plan insurance coverage.

Freedom Health

Freedom Health offers Medicare Advantage plans in Florida. These plans replace Original Medicare and offer the same coverage with additional benefits. Some of the benefits Freedom Health members may get include an allowance for over the counter drugs, fitness memberships, a partial refund of Part B premiums, in home support, and more.

Learn more about Freedom Health insurance coverage.

Government Employees Health Association (GEHA)

The Government Employees Health Association (GEHA) offers comprehensive health and dental insurance for federal employees and retirees. With plans that include addiction treatment and mental health services, GEHA partners with UnitedHealthcare to provide extensive coverage and support across all 50 states and Washington, DC.

Learn more about GEHA insurance coverage.

Guidewell (Florida Blue)

Florida Blue is part of the Guidewell family of companies and is a member of the Blue Cross Blue Shield Association. Florida Blue offers individual and family plans through the Florida Insurance Marketplace, Medicare and Medicare Advantage plans, and employer plans that offer coverage to employees. Guidewell focuses on Florida health insurance and also owns Florida Health Care Plans and Triple-S, which operates in Puerto Rico.

Learn more about GuideWell insurance coverage.

Harvard Pilgrim Health Care

Harvard Pilgrim Health Care provides individual, family, and Medicare plans in New England. Their coverage includes addiction rehab and mental health services through an extensive network.

Learn more about Harvard Pilgrim insurance coverage.

Health Alliance

Health Alliance provides diverse insurance plans in Illinois and surrounding states, covering addiction treatment and mental health services. With a focus on preventive care and chronic disease management, they offer various levels of support to ensure you receive the necessary care for recovery.

Learn more about Health Alliance insurance coverage.

Health Care Service Corporation (HCSC)

HCSC is the largest customer-owned healthcare insurer in the U.S., with insurance plans available in five states. The company is focused on expanding access to high quality care by providing grants, mobile health programs, and other health initiatives. HCSC is one of the independent members of the Blue Cross Blue Shield Association.

Learn more about HCSC insurance coverage.

HealthLink

HealthLink offers a range of plans for addiction treatment, including inpatient and outpatient services. Their programs focus on medically necessary care, with options like telemedicine and a 24/7 nurse line, ensuring employees receive essential support for recovery and mental health.

Learn more about HealthLink insurance coverage.

HealthPartners

HealthPartners is a cooperative that was founded in 1957. They provide healthcare services and health plan administration to 1.8 million members across the U.S. The company focuses on three goals: improving overall health, creating a great patient experience, and helping everyone afford the care they need. They do research on alternate care models and get regular feedback from members and patients.

Learn more about HealthPartners insurance coverage.

HealthSmart

HealthSmart provides customizable health coverage solutions for employers and organizations, including medical networks and care management services. They facilitate access to addiction treatment, but coverage specifics depend on the self-funded plan established by each organization, emphasizing tailored health solutions for members.

Learn more about HealthSmart insurance coverage.

HealthSun

HealthSun is a five star Medicare Advantage plan serving southern Florida. Because they are a five star plan, you can switch to them at any time of year using a special enrollment period. Services include dental care, vision, and hearing, which are not covered by Original Medicare. The company was founded in 2005 and has more than 50,000 members in Palm Beach, Dade, and Broward counties. Many plans cost $0 other than your Part B premium.

Learn more about HealthSun insurance coverage.

Health Net

Health Net, operating mainly in California, offers a range of health plans, including addiction treatment coverage. Under the Affordable Care Act, they provide essential services for substance use disorders, ensuring members receive the necessary care.

Learn more about Health Net insurance coverage.

Highmark

Highmark, Inc. is a licensee of the Blue Cross Blue Shield Association and is based in Pittsburgh. The company is one of the largest Blue plans in the country, with seven million members across 42 counties in Pennsylvania, all of West Virginia and Delaware, and eight counties in New York. Affiliated Highmark Blue Shield companies serve other areas of Pennsylvania and New York. Highmark champions the Living Health model for healthcare.

Learn more about Highmark insurance coverage.

Humana 

As one of the largest healthcare providers in the U.S., Humana offers multiple plans with coverage for substance use disorders. Plans with coverage for behavioral health can help members at any stage of recovery. Contact Humana directly to confirm what coverage is provided under your plan.

Learn more about Humana insurance.

Kaiser Permanente 

Kaiser Permanente provides coverage for substance abuse, but specific coverage varies among plans. The amount of coverage is largely determined by your state of residence, in-network and out-of-network status of the provider, the length of treatment, and your insurance plan level.

To learn more about your coverage and any out-of-pocket expenses, call the number on the back of your Kaiser Permanente insurance card.

Learn more about Kaiser Permanente insurance.

Luminaire

Luminaire, formerly NGS Coresource, assists organizations in managing self-funded health plans, including access to addiction treatment. While they facilitate connections with providers, coverage specifics vary by plan, making it essential for members to understand and verify their individual benefits.

Learn more about Luminaire insurance.

Magellan Health

Magellan Health, which is part of the Centene Corporation, provides behavioral health benefits for insurance plans, employers, states, and federal agencies. By partnering with Magellan, these organizations are able to give their members and employees access to mental healthcare, wellness programs, substance use treatment, and a wide variety of other services. Magellan Health has a provider network of over 118,000 credentialed professionals.

Learn more about Magellan Health insurance coverage.

MagnaCare

MagnaCare provides a range of addiction treatment options, including inpatient and outpatient services, tailored to employer health plans. Their programs emphasize medically necessary care, offering additional benefits like telehealth and employee assistance programs to support overall well-being and recovery.

Learn more about MagnaCare insurance coverage.

Medicaid

Medicaid is a health coverage program for lower income adults and families. These programs are run cooperatively between the federal government and individual states, so each state’s program and coverage are different. In 2008 the federal government offered additional funding to states that expanded their Medicaid eligibility, and 40 states plus D.C. have done so.

Learn more about Medicaid insurance coverage.

Medical Mutual Insurance 

Medical Mutual will cover at least some of your substance abuse treatment. The Affordable Care Act requires all insurance providers to include coverage for addiction treatment. However, the amount of coverage and the types of treatment covered varies by company and plan. Contact Medical Mutual directly to confirm what coverage is provided by your plan and what your out-of-pocket expenses will be.
Learn more about Medical Mutual insurance.

Medicare

Medicare is a federal program offering health coverage to Americans age 65 and older, and some younger than 65 if they have specific health conditions. Original Medicare has multiple parts that cover inpatient care, outpatient and doctor’s visits, and prescription drugs. Medicare Advantage plans are offered by individual insurance companies and they fully replace Original Medicare and usually include prescription drug coverage and additional benefits. However, Advantage plans also have limitations that Original Medicare does not.

Learn more about Medicare insurance coverage.

MercyCare

Founded in 1994, MercyCare offers health plans in Northern Illinois and Southern Wisconsin, covering addiction rehab under the Affordable Care Act. Explore inpatient and outpatient treatment options, and learn more about MercyCare health insurance.

Learn more about MercyCare insurance coverage.

Meridian Health

Meridian Health offers coverage for addiction treatment, including inpatient and outpatient rehab options. With plans available in Michigan and Illinois, members can access essential mental health services, including medication-assisted treatment, to support their recovery.

Learn more about Meridian Health insurance coverage.

Meritain Health

Employers who are self funding their health insurance program and need help with administration can turn to Meritain Health. Meritain is an Aetna company that offers medical networks, pharmacy benefit administration, and fully customized benefits management packages. Their most popular network includes 1.6 million healthcare providers around the country and 350,000 behavioral health providers.

Learn more about Meritain Health insurance coverage.

Moda Health

Moda Health provides a range of addiction treatment options, including inpatient and outpatient services, medication-assisted treatment, and integrated mental health care. With plans available in several states, members can access necessary support for a successful recovery journey.

Learn more about Moda Health insurance coverage.

Molina 

Molina partners with government organizations to provide Medicaid, Medicare, and children’s health insurance plans. Because the company is a coverage coordinator, their options are based on local, state, and federal requirements. Substance abuse treatment may be partially or fully covered by your Molina plan.
Learn more about Molina insurance.

MultiPlan

MultiPlan connects over 700 healthcare clients to a vast provider network, facilitating access to addiction treatment. Coverage varies based on your insurance plan, so it’s crucial to verify benefits beforehand to ensure support for mental health and substance use recovery.

Learn more about MultiPlan insurance.

MVP Health Care

MVP Health Care is a not for profit regional health plan that focuses on helping members achieve the best health and wellbeing possible. They offer coverage in New York and Vermont, including individual and family plans, Medicare plans, dental and vision coverage, and employer plans. MVP Health Care also has Child Health Plus plans for those in New York under age 19 who don’t qualify for Medicaid or have other insurance coverage.

Learn more about MVP Health Care insurance coverage.

Optimum Healthcare

Optimum Healthcare offers Medicare Advantage plans in central and south Florida. Plans include all the coverage of Original Medicare and a variety of benefits above and beyond that coverage, such as fitness memberships, partial Part B Premium refunds to your social security check, allowances for over the counter medications, and more.

Learn more about Optimum Healthcare insurance coverage.

Optum

Optum Health, part of UnitedHealth Group, partners with various insurance plans to provide comprehensive addiction treatment services. They focus on integrating care, offering both inpatient and outpatient options.

Learn more about Optum Healthcare insurance coverage.

Oscar Health

Oscar Health, Inc. is a fairly new company, having just started in 2012. They use healthcare technology to help Americans access affordable, high quality healthcare. They have 1.6 million members, operating in specific cities within 20 different states. Oscar uses technology to offer telehealth and virtual care, as well as connections to a limited number of local doctors and providers.

Learn more about Oscar Insurance coverage.

PacificSource

Founded in 1933, PacificSource is a not for profit health insurance company serving those in Washington State, Oregon, Montana, and Idaho. The company has 500,000 members and 3,900 employers who offer their plans to employees. PacificSource offers individual and family plans, employer plans, Medicare and Medicaid plans, and options for self funded employers. Most PacficSource plans include Teledoc, where members age 18 and older can access virtual mental health and behavioral healthcare.

Learn more about PacificSource insurance coverage.

Priority Health

For those who live in Michigan, Priority Health can provide a variety of insurance options. They have plans in the Insurance Marketplace, provide Medicare Advantage and other Medicare options, and offer multiple Medicaid plans. Employers can offer Priority Health insurance to their employees as well. For those without health insurance, Priority Health partners with Curai Health to provide free virtual health visits.

Learn more about Priority Health insurance coverage.

Providence Health Plan

Providence Health Plan is a not for profit collective that has been in business for over 160 years. The company offers individual and family plans, Medicare coverage, and employer plans. The insurance coverage uses Providence health care facilities, which include 51 hospitals, 1000 clinics, and 18 supportive housing facilities across Alaska, California, Washington, Oregon, and Montana.

Learn more about Providence St. Joseph Health insurance coverage.

Regence

Regence operates in Idaho, Oregon, Utah, and Washington state. They offer individual and family plans, options for Medicare members, and employer plans. Regence also helps members with affordable prescription medications and provides behavioral health resources and support. Regence is a member of Blue Cross Blue Shield and has a separate Regence Blue Shield company as well.

Learn more about Regence insurance coverage.

Simply Healthcare

Simply Healthcare provides Medicaid and Medicare plans in Florida. The company was the first to offer a Medicaid specialty plan for those living with HIV/AIDS and continues to serve that population through Clear Health Alliance. They also offer Medicaid coverage, long term care options for those that qualify for Medicaid, and a Florida Healthy Kids program for children ages 5-18 who are not eligible for Medicaid and have no other health coverage.

Learn more about Simply Healthcare insurance coverage.

Summit Community Care

Summit Community Care is a Provider-Led Arkansas Shared Savings Entity (PASSE). They serve Medicaid eligible Arkansas residents who have developmental disabilities or behavioral health needs. The goal is to help these individuals maintain excellent health and a higher level of independence. Members work with a care coordinator who provides referrals to needed care, helps create a plan to manage medication and ensures housing and nutrition, and more.

Learn more about Summit Community Care insurance coverage.

TRICARE

TRICARE serves U.S. military personnel with insurance coverage. To qualify, you must be currently active, retired, or related to someone who is covered by a TRICARE insurance policy. TRICARE covers addiction treatment services, but each case requires review from the insurer before moving forward.
Learn more about TRICARE insurance.

TriWest

TriWest administers addiction treatment for veterans through the VA’s Community Care Network, providing access to both inpatient and outpatient services. Coverage includes medication-assisted treatment and mental health support, ensuring comprehensive care.

Learn more about TriWest insurance.

Tufts Health Plan

Tufts Health Plan was founded in 1979 and provides health insurance in Massachusetts. They offer plans on Health Connector, the state’s insurance marketplace, and they also provide Medicare, Medicaid, and employer plans. Tufts Health Plan is a nonprofit and part of Point32Health after merging with Harvard Pilgrim Health in 2021. They focus on delivering high quality healthcare to their many diverse communities.

Learn more about Tufts Health insurance coverage.

UniCare

UniCare offers a Medicaid plan and WVCHIP coverage in West Virginia. They also provide employers with employee assistance programs (EAPs) and supplemental plans for employees such as vision coverage and life and disability insurance. Their Medicaid coverage includes a behavioral health team that can help with emotional concerns, mental health, and substance use disorders. The EAP includes limited outpatient visits with a counselor or therapist to help employees manage life issues.

Learn more about Unicare insurance coverage.

Unitedhealth Group & United Healthcare

United Healthcare typically covers substance abuse treatment programs. By law, insurers must cover this type of treatment to some extent. However, the coverage varies depending on each specific plan, the member’s location, and the service provider. You can contact United Healthcare directly to find approved providers nearby.
Learn more about Unitedhealth Group & United Healthcare insurance.

UMR

UMR, a leading third-party administrator, offers customizable addiction treatment coverage for self-funded employer plans. Access inpatient and outpatient services, including medication-assisted treatment.

Learn more about Unicare insurance coverage.

UPMC Health Plan

UPMC is headquartered in Pittsburgh, Pennsylvania. The company is owned by the University of Pittsburgh Medical Center (UPMC) and provides a network of providers from the community and the hospital. They offer multiple insurance plans, including Medicare, Medicaid, CHIP, and employer-provided plans. The company insures over 3.9 million members across Pennsylvania and parts of Maryland, West Virginia, and Ohio.

Learn more about UPMC Health Plan insurance coverage.

WellCare

Wellcare offers Medicare Advantage and Prescription Drug Plans that include coverage for addiction treatment. Their plans provide a range of services, from inpatient and outpatient rehab to medication-assisted treatment.

Learn more about WellCare insurance coverage.

VA Community Care

The VA Community Care Program offers eligible veterans access to addiction treatment through community providers when VA facilities are unavailable. Covering inpatient and outpatient services, it emphasizes personalized care tailored to individual needs, ensuring timely support for substance use disorders.

Learn more about the VA Community Care Program.

Wellmark

Wellmark, a Blue Cross Blue Shield member, is a top provider of health insurance in Iowa and South Dakota. You can find Medicare plans, individual and family plans, and employer sponsored insurance with Wellmark. The company has operated for 80 years and is a mutual insurance company, so it is owned by its policyholders.

Learn more about Wellmark insurance coverage.

Wellpoint

Wellpoint, part of Elevance Health, offers a wide range of insurance plans to 2.9 million members in nine states. They have individual and family plans on the Insurance Marketplace in Florida, Texas, and Maryland, and offer Medicaid in Washington state, Texas, Tennessee, Iowa, Maryland and New Jersey. Wellpoint also has Medicare plans available in Arizona, Iowa, New Jersey, Texas, Tennessee, and Washington. State and municipal employees can get Wellpoint coverage in Massachusetts.

Learn more about WellPoint insurance coverage.

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